Americans' Confidence in Retirement Security Declines
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jun 25 2026
0mins
Source: CNBC
- Declining Retirement Confidence: A recent BlackRock survey reveals that approximately 76% of workplace savers believe their generation will have less retirement income certainty than previous generations, a significant increase from 67% in 2021, indicating growing anxiety about future retirement security.
- Concerns Among Female Investors: The survey highlights that women are more worried than men about generating retirement income, yet they are less likely to adopt guaranteed income solutions, potentially exposing them to greater financial risks in retirement despite their longer life expectancy.
- Market Potential for Annuities: Although annuity options remain limited in employer-sponsored retirement plans, with only 5% of respondents offering target-date funds with annuities, assets in target-date strategies with annuities have surged from $25 billion in 2025 to $44 billion, indicating a gradual acceptance of annuity products in the market.
- Policy Initiatives to Promote Annuities: The U.S. Department of Labor has proposed rules to simplify the process for employers to add alternative assets, including annuities, to 401(k) plans, and bipartisan legislation is being considered to allow workers to roll over 401(k) assets into qualified annuities, which could accelerate the adoption of annuities in retirement plans.
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Analyst Views on BLK
Wall Street analysts forecast BLK stock price to rise
10 Analyst Rating
8 Buy
2 Hold
0 Sell
Strong Buy
Current: 1011.210
Low
1209
Averages
1354
High
1550
Current: 1011.210
Low
1209
Averages
1354
High
1550
About BLK
BlackRock, Inc. is an investment management company. The Company provides a range of investment management and technology and subscription services to institutional and retail clients. Its diverse platforms of alpha-seeking active, private markets, index and cash management investment strategies across asset classes enable it to tailor investment outcomes and asset allocation solutions for clients. Its product offerings include single- and multi-asset portfolios investing in equities, fixed income, alternatives, and money market instruments. Its products are offered directly and through intermediaries in a range of vehicles, including open-end and closed-end mutual funds, iShares exchange-traded funds, separate accounts, collective investment funds and other pooled investment vehicles. It also offers technology services, including the investment and risk management technology platform, Aladdin, Aladdin Wealth, eFront, and Cachematrix, as well as advisory services and solutions.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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