Catalyst Bancorp, Inc. Unveils New Stock Buyback Program
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Nov 20 2025
0mins
Source: Newsfilter
Share Repurchase Plan Announcement: Catalyst Bancorp, Inc. has approved its sixth share repurchase plan, allowing the purchase of up to 205,000 shares, which is about 5% of its outstanding common stock.
Previous Repurchases: Since January 2023, the company has repurchased a total of 1,180,817 shares, representing approximately 22% of the originally issued common shares, at an average cost of $11.97 per share.
Company Overview: Catalyst Bancorp, Inc. is a Louisiana-based bank holding company with $283.8 million in assets as of September 30, 2025, operating Catalyst Bank, which has been serving the Acadiana region since 1922.
Forward-Looking Statements: The announcement includes forward-looking statements regarding the company's financial performance and operations, which are subject to various risks and uncertainties that may affect actual results.
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About CLST
Catalyst Bancorp, Inc. is a bank holding company for Catalyst Bank (the Bank). The Bank is a federally chartered community-oriented savings bank. The Bank is primarily engaged in attracting deposits from the general public and using those funds to invest in loans and securities. The Bank’s principal sources of funds are customer deposits, repayments of loans, maturities of investments and funds borrowed from outside sources, such as the Federal Home Loan Bank (FHLB) of Dallas or the Federal Reserve Bank of Atlanta. These funds are primarily used for the origination of loans, including single-family residential first mortgage loans, commercial real estate mortgage loans, multifamily residential mortgage loans, commercial and industrial loans, construction and land loans and other loans. The Bank offers commercial and retail banking products through its six full-service branches located in Carencro, Eunice, Lafayette, Opelousas, and Port Barre.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Asset Scale: As of March 31, 2026, Catalyst Bancorp has $288.5 million in assets, and as a Louisiana bank holding company, its merger will further enhance its competitive position in the local market.
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- Asset Overview: As of March 31, 2026, Catalyst Bancorp holds $288.5 million in assets, and as a Louisiana bank holding company, its merger will further enhance its competitiveness and service capabilities in the local market.
- Historical Context: Catalyst Bank has been operating in south-central Louisiana since 1922, focusing on providing commercial and retail banking products, and the merger will leverage Lakeside's resources and customer base to improve overall service quality.
- Future Outlook: Post-merger, Catalyst anticipates achieving cost savings and synergies, although there are challenges related to integration risks and maintaining customer relationships; successful integration could create opportunities for future growth and market share enhancement.
See More
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- Asset Scale: As of March 31, 2026, Catalyst Bancorp has $288.5 million in assets, and as a Louisiana bank holding company, its merger will further enhance its competitive position in the local market.
- Business Integration: This merger will integrate the operations of Catalyst Bank and Lakeside Bank, expected to achieve cost savings and synergies, improving customer service quality and expanding market share.
- Strategic Significance: The merger not only enhances operational efficiency for both banks but also strengthens their adaptability in the rapidly changing financial services market, driving future business growth.
See More
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See More
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- Interest Income Growth: Total interest income increased by $22,000, or 1%, in Q1 compared to the previous quarter, primarily due to higher income from cash and due from banks, reflecting effective liquidity management by the company.
- Acquisition Deal: Catalyst Bancorp announced a $41 million all-cash acquisition of Lakeside, which is expected to enhance the company's market share and operational integration capabilities, driving future growth potential.
- Strategic Implications: This acquisition not only strengthens Catalyst Bancorp's asset base but also has the potential to enhance its competitive position in the financial market by expanding its customer base and improving service capabilities.
See More
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- Deposit Growth: Total deposits reached $195.4 million as of March 31, 2026, up $10.1 million or 5% from December 31, 2025, reflecting the company's success in attracting customer deposits, which enhances liquidity and supports future loan growth.
- Stable Credit Quality: As of March 31, 2026, non-performing assets totaled $2.7 million, representing 0.94% of total assets, nearly unchanged from 0.95% at December 31, 2025, demonstrating effective credit risk management despite fluctuations in the loan portfolio.
See More
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- Significant Merger Benefits: The merger will result in Catalyst being the surviving bank, with combined assets projected to reach about $627.3 million by the end of 2025, including $399.9 million in loans and $470.0 million in deposits, significantly expanding its customer base and market reach.
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- Regulatory and Shareholder Approval: The deal has been unanimously approved by both companies' boards and is expected to close in the third quarter of 2026, pending regulatory and shareholder approvals, reflecting the company's confidence in future growth.
See More
