Zacks.com Spotlights Owlet, Interface, and Equity Bancshares
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 05 2025
0mins
Source: NASDAQ.COM
Stock Screening Overview: The article highlights three stocks—Owlet (OWLT), Interface (TILE), and Equity Bancshares (EQBK)—that have passed a screening process based on efficiency ratios, which are important for assessing a company's potential profitability.
Efficiency Ratios Explained: Key efficiency ratios discussed include Receivables Turnover, Asset Utilization, Inventory Turnover, and Operating Margin, each providing insights into a company's operational effectiveness and financial health.
Company Highlights: Owlet focuses on digital parenting solutions with a strong earnings surprise, Interface is a leading modular carpet manufacturer with notable earnings performance, and Equity Bancshares offers financial services with a solid earnings track record.
Investment Resources: The article promotes the Research Wizard tool for stock screening and strategy testing, encouraging readers to explore investment opportunities and access additional resources through Zacks Investment Research.
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Analyst Views on EQBK
Wall Street analysts forecast EQBK stock price to rise
3 Analyst Rating
1 Buy
2 Hold
0 Sell
Moderate Buy
Current: 48.700
Low
45.00
Averages
49.67
High
57.00
Current: 48.700
Low
45.00
Averages
49.67
High
57.00
About EQBK
Equity Bancshares, Inc. is the holding company for Equity Bank, offering a full range of financial solutions, including commercial loans, consumer banking, mortgage loans, trust and wealth and treasury management services. The Company operates full-service locations in Arkansas, Kansas, Missouri, Nebraska, and Oklahoma. It also operates a loan production office in West Des Moines, Iowa. The Company's products and services include personal, business and mortgage. Its personal products include checking, lending, investing, savings and digital banking. Its business products include checking, savings, treasury management services, insurance, lending, trust and digital banking. Its mortgage loan products include first-time home buyer programs, government home loan programs and home equity line of credit. Its personal checking products include rewards checking, perks plus checking, and order checks. Its lending products include business credit card, commercial loans, and specialty loans.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Equity Bancshares to Release Q2 Earnings on July 14
- Earnings Release Date: Equity Bancshares is set to release its Q2 earnings on July 14, with an expected EPS of $1.23, indicating the company's stable profitability amidst market fluctuations.
- Revenue Expectations: The anticipated revenue of $85.07 million for Q2 reflects the company's solid performance in the current economic climate, which could positively influence investor confidence.
- Stock Performance: The stock closed at $50.20 on Wednesday, suggesting a cautiously optimistic market sentiment regarding the upcoming earnings report, as investors are keenly watching for changes in profitability.
- Market Reaction: As the earnings release approaches, investors and analysts will closely monitor the company's performance to assess its future growth potential and competitive position in the market.
See More
Equity Bancshares to Release Q2 Financial Results
- Earnings Release Schedule: Equity Bancshares is set to release its second quarter financial results on July 14, 2026, with a press release issued after market close, which may influence investor sentiment.
- Conference Call Details: CEO Brad Elliott and CFO Chris Navratil will hold a conference call on July 15, 2026, at 10 a.m. ET to discuss the earnings results, providing participants with the necessary dial-in numbers and access code.
- Pre-registration Option: To minimize wait times, participants can pre-register via the provided link, ensuring they receive a confirmation email with access details for a smoother experience during the call.
- Replay Availability: A replay of the call will be accessible two hours after its conclusion until July 31, 2026, via a specified URL, enhancing transparency and allowing investors to review the discussion at their convenience.
See More
Equity Bancshares Reports Record Earnings Driven by Frontier Acquisition
- Record Revenue: Equity Bancshares Inc reported a quarterly income of $17 million, or $0.80 per diluted share, driven by the Frontier acquisition, showcasing the company's strong execution capabilities in integrating complex assets and significant future growth potential.
- Loan Production Growth: Loan production reached $267 million, up 21.7% from the previous quarter, indicating the company's strong performance in retail operations, effectively attracting new customers and expanding market share.
- Asset Integration Challenges: Although the integration of Frontier's assets led to a decrease in net interest margin from 4.47% to 4.33%, the company maintained a core net interest income of $73.7 million, demonstrating its ability to sustain profitability in adversity.
- Capital Management Outlook: The company generates over $25 million in capital per quarter and is actively exploring M&A opportunities, indicating ample funding and strategic flexibility for future capital operations and market expansion.
See More
Equity Bancshares Reports Record Q1 2026 Earnings Driven by Frontier Acquisition
- Significant Asset Growth: The acquisition of Frontier led to a 20% increase in assets for Equity Bancshares, driving record quarterly revenue and demonstrating the company's strong growth potential post-integration.
- Enhanced Profitability: The first quarter net income reached $17 million, with diluted earnings per share at $0.80 and adjusted earnings at $26.2 million, indicating improved profitability following the merger.
- Effective Cost Control: Despite merger expenses of $5.7 million and Frontier provisioning of $6.1 million, adjusted noninterest expenses as a percentage of average assets improved by 25 basis points, showcasing the company's cost management capabilities during the integration process.
- Optimistic Future Outlook: Management anticipates a profit target of $5 per share for 2026, maintaining a margin expectation of 4.20% to 4.35%, reflecting confidence in future growth and the ongoing execution of strategic plans.
See More
Equity Bancshares Q1 Earnings Miss Expectations
- Earnings Shortfall: Equity Bancshares reported a Q1 GAAP EPS of $0.80, missing expectations by $0.14, indicating pressure on profitability that could undermine investor confidence.
- Revenue Miss: The company generated $64.1 million in revenue for the quarter, a 5.7% year-over-year increase, yet fell short of expectations by $18.57 million, reflecting insufficient market demand that may impact future growth strategies.
- Loan Investment Growth: Loans held for investment reached $5.4 billion at the end of the quarter, increasing by $1.2 billion, suggesting that the company's expansion strategy in the credit market is yielding results, potentially supporting future earnings.
- Asset and Deposit Increase: Total assets closed at $7.7 billion, up $1.3 billion from the previous quarter, while total deposit balances rose to $6.3 billion, indicating improved funding attractiveness that enhances liquidity and capital base.
See More
Equity Bancshares Completes Acquisition of Frontier Holdings
- Merger Completion: Equity Bancshares successfully completed its acquisition of Frontier Holdings on January 1, 2026, adding $1.3 billion in net loan balances and $1.1 billion in deposit balances, significantly enhancing the company's market position in Nebraska and expected to drive future revenue growth.
- Net Income Growth: For Q1 2026, net income was reported at $17 million, or $0.80 per diluted share, while adjusted net income reached $26.3 million, or $1.23 per share, indicating financial improvement and enhanced profitability due to the merger.
- Interest Income Surge: Net interest income rose to $73.7 million, a 16% quarter-over-quarter increase and a 46.5% year-over-year growth, reflecting the positive impact of integrating Frontier's assets and demonstrating the company's adaptability in the current interest rate environment.
- Shareholder Returns: The company announced a dividend of $0.18 per share and repurchased 500,000 shares during the quarter, showcasing its commitment to shareholders and effective capital management, which further boosts market confidence.
See More
Equity Bancshares to Release Q2 Earnings on July 14
- Earnings Release Date: Equity Bancshares is set to release its Q2 earnings on July 14, with an expected EPS of $1.23, indicating the company's stable profitability amidst market fluctuations.
- Revenue Expectations: The anticipated revenue of $85.07 million for Q2 reflects the company's solid performance in the current economic climate, which could positively influence investor confidence.
- Stock Performance: The stock closed at $50.20 on Wednesday, suggesting a cautiously optimistic market sentiment regarding the upcoming earnings report, as investors are keenly watching for changes in profitability.
- Market Reaction: As the earnings release approaches, investors and analysts will closely monitor the company's performance to assess its future growth potential and competitive position in the market.
See More
Equity Bancshares to Release Q2 Financial Results
- Earnings Release Schedule: Equity Bancshares is set to release its second quarter financial results on July 14, 2026, with a press release issued after market close, which may influence investor sentiment.
- Conference Call Details: CEO Brad Elliott and CFO Chris Navratil will hold a conference call on July 15, 2026, at 10 a.m. ET to discuss the earnings results, providing participants with the necessary dial-in numbers and access code.
- Pre-registration Option: To minimize wait times, participants can pre-register via the provided link, ensuring they receive a confirmation email with access details for a smoother experience during the call.
- Replay Availability: A replay of the call will be accessible two hours after its conclusion until July 31, 2026, via a specified URL, enhancing transparency and allowing investors to review the discussion at their convenience.
See More
Equity Bancshares Reports Record Earnings Driven by Frontier Acquisition
- Record Revenue: Equity Bancshares Inc reported a quarterly income of $17 million, or $0.80 per diluted share, driven by the Frontier acquisition, showcasing the company's strong execution capabilities in integrating complex assets and significant future growth potential.
- Loan Production Growth: Loan production reached $267 million, up 21.7% from the previous quarter, indicating the company's strong performance in retail operations, effectively attracting new customers and expanding market share.
- Asset Integration Challenges: Although the integration of Frontier's assets led to a decrease in net interest margin from 4.47% to 4.33%, the company maintained a core net interest income of $73.7 million, demonstrating its ability to sustain profitability in adversity.
- Capital Management Outlook: The company generates over $25 million in capital per quarter and is actively exploring M&A opportunities, indicating ample funding and strategic flexibility for future capital operations and market expansion.
See More
Equity Bancshares Reports Record Q1 2026 Earnings Driven by Frontier Acquisition
- Significant Asset Growth: The acquisition of Frontier led to a 20% increase in assets for Equity Bancshares, driving record quarterly revenue and demonstrating the company's strong growth potential post-integration.
- Enhanced Profitability: The first quarter net income reached $17 million, with diluted earnings per share at $0.80 and adjusted earnings at $26.2 million, indicating improved profitability following the merger.
- Effective Cost Control: Despite merger expenses of $5.7 million and Frontier provisioning of $6.1 million, adjusted noninterest expenses as a percentage of average assets improved by 25 basis points, showcasing the company's cost management capabilities during the integration process.
- Optimistic Future Outlook: Management anticipates a profit target of $5 per share for 2026, maintaining a margin expectation of 4.20% to 4.35%, reflecting confidence in future growth and the ongoing execution of strategic plans.
See More
Equity Bancshares Q1 Earnings Miss Expectations
- Earnings Shortfall: Equity Bancshares reported a Q1 GAAP EPS of $0.80, missing expectations by $0.14, indicating pressure on profitability that could undermine investor confidence.
- Revenue Miss: The company generated $64.1 million in revenue for the quarter, a 5.7% year-over-year increase, yet fell short of expectations by $18.57 million, reflecting insufficient market demand that may impact future growth strategies.
- Loan Investment Growth: Loans held for investment reached $5.4 billion at the end of the quarter, increasing by $1.2 billion, suggesting that the company's expansion strategy in the credit market is yielding results, potentially supporting future earnings.
- Asset and Deposit Increase: Total assets closed at $7.7 billion, up $1.3 billion from the previous quarter, while total deposit balances rose to $6.3 billion, indicating improved funding attractiveness that enhances liquidity and capital base.
See More
Equity Bancshares Completes Acquisition of Frontier Holdings
- Merger Completion: Equity Bancshares successfully completed its acquisition of Frontier Holdings on January 1, 2026, adding $1.3 billion in net loan balances and $1.1 billion in deposit balances, significantly enhancing the company's market position in Nebraska and expected to drive future revenue growth.
- Net Income Growth: For Q1 2026, net income was reported at $17 million, or $0.80 per diluted share, while adjusted net income reached $26.3 million, or $1.23 per share, indicating financial improvement and enhanced profitability due to the merger.
- Interest Income Surge: Net interest income rose to $73.7 million, a 16% quarter-over-quarter increase and a 46.5% year-over-year growth, reflecting the positive impact of integrating Frontier's assets and demonstrating the company's adaptability in the current interest rate environment.
- Shareholder Returns: The company announced a dividend of $0.18 per share and repurchased 500,000 shares during the quarter, showcasing its commitment to shareholders and effective capital management, which further boosts market confidence.
See More
