Wintrust Financial Reports Increased Q1 Profit
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Apr 20 2026
0mins
Source: NASDAQ.COM
- Significant Profit Growth: Wintrust Financial Corp. reported a first-quarter profit of $219.02 million, translating to earnings per share of $3.22, which marks a substantial increase from last year's $182.04 million and $2.69 per share, indicating a sustained improvement in profitability.
- Steady Revenue Increase: The company's revenue for the quarter reached $927.56 million, up 4.6% from $886.96 million last year, demonstrating its competitive position and enhanced customer demand in the market.
- Strong Financial Performance: Wintrust achieved double-digit growth in both profit and revenue compared to the previous year, reflecting the company's adaptability in the economic environment and the effectiveness of its business expansion strategies.
- Increased Market Confidence: With the growth in profit and revenue, investor confidence in Wintrust is likely to rise, potentially driving up its stock price and providing more funding support for future investments and expansions.
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Analyst Views on WTFC
Wall Street analysts forecast WTFC stock price to fall
11 Analyst Rating
10 Buy
1 Hold
0 Sell
Strong Buy
Current: 162.785
Low
130.00
Averages
139.33
High
145.00
Current: 162.785
Low
130.00
Averages
139.33
High
145.00
About WTFC
Wintrust Financial Corporation is a financial holding company. It provides community-oriented, personal and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin, northwest Indiana and west Michigan. Its segments include community banking, specialty finance and wealth management. Through its community banking segment, its banks provide community-oriented, personal and commercial banking services to customers located in its market area. Its customers include individuals, small to mid-sized businesses, local governmental units and institutional clients residing primarily in the banks' local service areas. Through its specialty finance segment, it offers financing of insurance premiums for businesses and individuals; accounts receivable financing, value-added, out-sourced administrative services; and other specialty finance businesses. Through its wealth management segment, it offers a full range of wealth management services.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
- Acquisition Agreement: Wintrust Financial Corp. announced that its subsidiary Wintrust Private Trust Company, N.A. will acquire the guardianship services business of Northern Trust Corp., with the deal expected to close later in 2026, subject to customary conditions, although the transaction amount remains undisclosed.
- Asset Management Scale: Northern Trust's guardianship services manage approximately $1.2 billion in assets, providing court-appointed fiduciary and financial oversight services for individuals unable to manage their own affairs due to age, disability, or incapacity, highlighting the importance of this service in wealth management.
- Market Expansion Plans: This acquisition will enhance Wintrust's guardianship service capabilities in Chicago and surrounding counties, thereby strengthening its competitive position in the wealth management sector and addressing the growing client demand for such services.
- Market Reaction: Following the announcement, Northern Trust's shares rose 0.03% to $181.20 after hours, while Wintrust Financial's shares increased by 0.99% to $162.79 during Monday's trading, indicating a positive market response to the acquisition news.
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- Transaction Overview: Wintrust Private Trust Company has entered into an agreement to acquire the guardianship services business of Northern Trust Corporation, with the transaction expected to close later this year, although terms have not been disclosed.
- Asset Management Scale: The guardianship services business of Northern Trust manages approximately $1.2 billion in assets, which will significantly enhance Wintrust's market position in guardianship services and further solidify its leadership in the Chicago area and surrounding counties.
- Team Integration: Upon completion of the transaction, Northern Trust's guardianship team will join Wintrust, which will not only enhance Wintrust's service capabilities but also provide clients with the focused attention they expect from guardianship services.
- Company Background: Wintrust Financial Corporation, with $72 billion in assets, is committed to delivering a community banking experience under its
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- Earnings Release Schedule: Wintrust Financial Corporation will release its Q2 and year-to-date 2026 earnings results after market close on July 20, 2026, providing critical financial data for investor analysis.
- Conference Call Timing: The company will host a conference call on July 21, 2026, at 10:00 a.m. CDT, during which management will address investor questions, enhancing engagement with shareholders.
- Webcast Access: Investors can listen to the conference call via a webcast link on the company’s website, ensuring timely access to financial information and updates on corporate strategy, thereby increasing transparency.
- Investor Preparation Advice: Participants are advised to join the call 10 minutes early to ensure seamless access, reflecting the company's commitment to investor relations and efficient information dissemination.
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- Record Net Income: Wintrust Financial Corporation achieved a net income of $227 million in Q1 2026, up from $223 million in Q4 2025 and $189 million in Q1 2025, marking the fifth consecutive quarter of record earnings and demonstrating strong organic growth momentum.
- Loan and Deposit Growth: CFO David Stoehr reported deposit growth of $1.2 billion and loan growth of approximately $1 billion, with loan growth being heavily back-end loaded, indicating the company's proactive strategy in expanding market share.
- Strong Credit Performance: Chief Lending Officer Richard Murphy noted a slight decrease in nonperforming loans to $182.8 million, representing 0.34% of total loans, with charge-offs for the quarter at just 14 basis points, reflecting effective credit management and stability across the portfolio.
- Optimistic Future Outlook: CEO Timothy Crane expects outsized loan growth in Q2 primarily from property and casualty premium finance, reiterating a full-year loan growth expectation of mid- to high single-digit percentages, showcasing the company's confidence in future market conditions.
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- Strong Earnings Performance: Wintrust Financial reported a Q1 GAAP EPS of $3.22, beating expectations by $0.27, indicating sustained profitability that is likely to positively impact stock prices.
- Significant Revenue Growth: The company achieved revenues of $713.1 million in Q1, reflecting a 10.9% year-over-year increase and surpassing expectations by $5.18 million, demonstrating its competitive strength in the market and potential to attract further investor interest.
- Increase in Loans and Deposits: Total loans rose by $1.0 billion, or 7% annualized, while total deposits increased by $1.2 billion, or 8% annualized, reflecting robust growth in customer base and market share, thereby enhancing financial stability.
- Improvement in Assets and Non-Performing Loans: Total assets grew by $1.0 billion, or 6% annualized; non-performing loans totaled $182.7 million, comprising 0.34% of total loans, showing improvement from the previous quarter and indicating effective risk management.
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