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CFG Overview

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0.000
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0.000
0.000(0.000%)
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Intellectia

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High
72.940
Open
72.940
VWAP
72.11
Vol
5.81M
Mkt Cap
30.35B
Low
71.600
Amount
418.76M
EV/EBITDA(TTM)
11.17
Total Shares
422.88M
EV
32.59B
EV/OCF(TTM)
3.57
P/S(TTM)
4.07
Citizens Financial Group, Inc. offers a range of retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations and institutions. The Company operates through two segments: Consumer Banking and Commercial Banking. Consumer Banking segment serves consumer customers and small businesses, with products and services that include deposits, mortgage and home equity lending, credit cards, small business loans, wealth management and investment services largely across its 14-state traditional banking footprint. Consumer Banking segment operates approximately 1,000 branches, including 143 in-store locations, and approximately 3,100 ATMs. Commercial Banking segment primarily serves companies and institutions with financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, interest rate and commodity risk management solutions, as well as syndicated loans, and others.
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Events Timeline

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News

Newsfilter
1.0
07-06Newsfilter
Citizens Financial Group CEO to Attend Barclays Financial Conference
  • Conference Participation: CEO Bruce Van Saun of Citizens Financial Group will participate in the Barclays 24th Annual Global Financial Services Conference on September 14, 2026, showcasing the company's leadership in the financial services sector.
  • Asset Scale: As of March 31, 2026, Citizens Financial Group boasts total assets of $227.9 billion, reinforcing its position as one of the largest financial institutions in the U.S., indicating strong market competitiveness.
  • Comprehensive Services: The group offers a wide range of retail, private banking, wealth management, and commercial banking products, catering to diverse needs of individuals, small businesses, and large institutions, thereby enhancing customer loyalty.
  • Technology Integration: By providing mobile and online banking services, along with approximately 3,000 ATMs and 1,000 branches across 14 states and Washington D.C., Citizens Financial Group enhances customer experience and drives digital transformation in its operations.
CNBC
6.0
07-06CNBC
Key Wall Street Rating Updates on Monday
  • Wise Rating Upgrade: JPMorgan upgraded Wise to overweight, expecting net revenue growth in Q1 and Q2 to exceed mid-term guidance, indicating significant positive momentum in user activity and transaction volumes, which could drive stock price appreciation.
  • AMD Price Target Increase: Goldman Sachs raised AMD's price target from $450 to $640, believing strong performance in server CPUs will drive quarterly results, despite potential headwinds in the PC segment, maintaining an overall bullish outlook.
  • Netflix Price Target Downgrade: Goldman lowered Netflix's price target from $120 to $110 while maintaining a buy rating, anticipating upcoming earnings to face challenges in user growth and engagement due to seasonal factors and content scheduling impacts.
  • IBM Price Target Increase: Bank of America raised IBM's price target from $315 to $330, noting the company's shift towards higher-margin software and M&A activities driving strong free cash flow, indicating potential for future growth.
Newsfilter
6.5
06-30Newsfilter
Small Business Owners Show Rising Optimism Amid Economic Concerns
  • Revenue Expectations: The Citizens Q3 2026 survey reveals that 50% of small business owners expect revenue growth in the next three months, marking the highest optimism level recorded in three consecutive quarters, indicating a strong belief in their business prospects.
  • Declining Economic Confidence: Despite the optimism regarding their own businesses, only 24% of small business owners express confidence in the U.S. economy, down from 36% in Q2 2026, highlighting ongoing macroeconomic uncertainties.
  • Cost Pressures: More than half of the respondents (51%) cite inflation and cost management as their primary business challenges, surpassing economic uncertainty (43%) and customer acquisition (39%), illustrating the significant external pressures faced by small businesses.
  • Stable Hiring Plans: In light of these challenges, 64% of small business owners plan to maintain their full-time headcount over the next three months, with only 18% intending to increase staff, reflecting a cautious approach focused on operational efficiency rather than aggressive expansion.
Newsfilter
8.5
06-29Newsfilter
Citizens Bank Launches Nationwide Volunteer Initiative
  • Volunteer Initiative Scale: Citizens Bank plans to mobilize employees for over 250 volunteer opportunities by Veterans Day, aiming to enhance community engagement and social responsibility while celebrating America's 250th anniversary through meaningful service projects.
  • Sustainability Investment: According to the 2025 Sustainability & Impact Report, Citizens Bank invested over $2 billion in community development financing, supporting the construction or revitalization of more than 8,000 affordable housing units, demonstrating a long-term commitment to community development.
  • Small Business Lending Growth: The bank provided over $300 million in small business loans, assisting local entrepreneurs in growing their businesses, which further drives economic growth and community prosperity.
  • Talent Development Strategy: Citizens Bank's 20-year partnership with Year Up United focuses on enhancing young professionals' job skills and economic mobility, showcasing the company's proactive role in nurturing early-career talent and contributing to the future workforce landscape.
CNBC
2.0
06-25CNBC
Citizens Financial Group Stock Shows Strong Performance
  • Leading Earnings Growth: Citizens Financial Group (CFG) is expected to achieve a 35% EPS growth in 2023, significantly outpacing the second-place KEY at 20.1%, highlighting its strong profitability in the regional banking sector and boosting investor confidence.
  • Outstanding Market Performance: Since being recommended six months ago, CFG's stock has risen by 21%, compared to an 8% increase in the S&P 500, indicating CFG's leadership position and growing investment appeal among regional banks.
  • Business Diversification: CFG's newly established private banking and wealth management division has attracted $16.6 billion in deposits and $10.1 billion in client AUM within just three years, showcasing its rapid expansion potential and market demand.
  • Strong Technicals: CFG's stock has been on a persistent uptrend for nearly a year, currently closing at $69 and approaching the $70 technical resistance level, reflecting optimistic market expectations for its future performance, with risk anchored at the $57 support level.
seekingalpha
9.5
06-25seekingalpha
Federal Reserve Stress Test Results Positive for Banks
  • Stress Test Results: The Federal Reserve's stress tests confirmed that all 32 banks passed, and while capital buffer ratios remain unchanged, analysts anticipate improvements for 2026, reflecting the resilience and stability of the banking sector.
  • Market Reaction: Following the test results, the KBW Nasdaq Bank Index rose by 2.6% and the regional bank index increased by 1.4%, indicating heightened investor confidence in bank stocks, despite mixed performance in the broader equity markets.
  • Capital Buffer Changes: Citizens Financial Group's implied capital buffer ratio decreased by 200 basis points to 2.5%, with Morgan Stanley and Citigroup also showing improvements, suggesting these banks are well-prepared for the upcoming Basel III reforms, potentially lowering future capital requirements.
  • Dividends and Buyback Plans: Among banks announcing dividend increases, the median rise was 11%, although the overall yield hovers around 2%; however, buyback plans are more significant, with an expected 8% reduction in shares outstanding, enhancing capital return capabilities.
Wall Street analysts forecast CFG stock price to rise
15 Analyst Rating
Wall Street analysts forecast CFG stock price to rise
13 Buy
2 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
59.00
Averages
66.29
High
77.00
Current: 0.000
sliders
Low
59.00
Averages
66.29
High
77.00
UBS
Buy
upgrade
$75 -> $82
AI Analysis
2026-07-07
New
Reason
UBS
Price Target
$75 -> $82
AI Analysis
2026-07-07
New
upgrade
Buy
Reason
UBS raised the firm's price target on Citizens Financial to $82 from $75 and keeps a Buy rating on the shares.
Evercore ISI
John Pancari
maintain
$75 -> $80
2026-07-06
New
Reason
Evercore ISI
John Pancari
Price Target
$75 -> $80
2026-07-06
New
maintain
Reason
Evercore ISI analyst John Pancari raised the firm's price target on Citizens Financial to $80 from $75 and keeps an Outperform rating on the shares. Q2 regional bank and specialty finance EPS trends are expected to be solid, but forward guidance will be the key focus given the ongoing higher-for-longer interest rate backdrop, the analyst tells investors in a research note.
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Valuation Metrics

The current forward P/E ratio for Citizens Financial Group Inc (CFG.N) is 13.74, compared to its 5-year average forward P/E of 10.11. For a more detailed relative valuation and DCF analysis to assess Citizens Financial Group Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
10.11
Current PE
13.74
Overvalued PE
11.93
Undervalued PE
8.30

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
1.03
Current EV/EBITDA
8.23
Overvalued EV/EBITDA
4.19
Undervalued EV/EBITDA
-2.13

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.29
Current PS
3.03
Overvalued PS
2.70
Undervalued PS
1.88

Financials

AI Analysis
Annual
Quarterly

Whales Holding CFG

C
Caxton Associates (USA) LLC
Holding
CFG
+27.50%
3M Return
I
ID-Sparinvest, Filial af Sparinvest S.A., Luxembourg
Holding
CFG
+11.33%
3M Return
V
Vinva Investment Management Limited
Holding
CFG
+9.50%
3M Return
R
RBC Rochdale, LLC
Holding
CFG
+8.05%
3M Return
B
Basswood Capital Management, L.L.C.
Holding
CFG
+7.54%
3M Return
L
LSV Asset Management
Holding
CFG
+7.09%
3M Return

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Frequently Asked Questions

What is Citizens Financial Group Inc (CFG) stock price today?

The current price of CFG is 71.78 USD — it has decreased -0.46

What is Citizens Financial Group Inc (CFG)'s business?

Citizens Financial Group, Inc. offers a range of retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations and institutions. The Company operates through two segments: Consumer Banking and Commercial Banking. Consumer Banking segment serves consumer customers and small businesses, with products and services that include deposits, mortgage and home equity lending, credit cards, small business loans, wealth management and investment services largely across its 14-state traditional banking footprint. Consumer Banking segment operates approximately 1,000 branches, including 143 in-store locations, and approximately 3,100 ATMs. Commercial Banking segment primarily serves companies and institutions with financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, interest rate and commodity risk management solutions, as well as syndicated loans, and others.

What is the price predicton of CFG Stock?

Wall Street analysts forecast CFG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CFG is66.29 USD with a low forecast of 59.00 USD and a high forecast of 77.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Citizens Financial Group Inc (CFG)'s revenue for the last quarter?

Citizens Financial Group Inc revenue for the last quarter amounts to 1.97B USD, increased 12.17

What is Citizens Financial Group Inc (CFG)'s earnings per share (EPS) for the last quarter?

Citizens Financial Group Inc. EPS for the last quarter amounts to 1.13 USD, increased 46.75

How many employees does Citizens Financial Group Inc (CFG). have?

Citizens Financial Group Inc (CFG) has 17398 emplpoyees as of July 08 2026.

What is Citizens Financial Group Inc (CFG) market cap?

Today CFG has the market capitalization of 30.35B USD.