ENVA Stock: Price, Forecast, Financials & AI Analysis

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High

239.740

Open

237.530

VWAP

236.94

Vol

247.32K

Mkt Cap

5.84B

Low

234.087

Amount

58.60M

EV/EBITDA(TTM)

12.83

Total Shares

24.88M

10.58B

EV/OCF(TTM)

5.56

P/S(TTM)

3.22

Enova International, Inc. is an online financial services company that serves small businesses and consumers. The Company's online financing products and services provide customers with a deposit of funds to their bank account in exchange for a commitment to repay the amount deposited plus fees and/or interest. Its products and services include consumer installment loans, small business installment loans, consumer line of credit accounts, small business line of credit accounts, CSO program, bank programs, and money transfer business. It provides its services in the United States and Brazil. In the United States it markets its financing products under the names CashNetUSA at www.cashnetusa.com, NetCredit at www.netcredit.com, OnDeck at www.ondeck.com and Headway Capital at www.headwaycapital.com, and it markets its money transfer platform under the name Pangea. In Brazil, it operates under the name Simplic, where it arranges unsecured consumer installment loans for a third-party lender.

Events Timeline

(ET)

2026-04-23

16:30:00

Company Reports Q1 Revenue of $875M Exceeding Expectations

News

8.5

06-23NASDAQ.COM

Consumer Loan Industry Outlook Brightens Amid Economic Growth

4.5

06-09Yahoo Finance

Stock Market Volatility Driven by AI Fears and Trump's Iran Threats

8.5

05-01PRnewswire

Small Businesses Shift Financing Patterns and Increase AI Adoption

8.5

05-01Newsfilter

Small Business Financing Patterns Shift with Rising AI Adoption

9.5

04-24seekingalpha

Enova International Reports Strong Q1 2026 Earnings with 33% Origination Growth

2.0

04-24NASDAQ.COM

Enova (ENVA) Q1 2026 Earnings Call Transcript

6 Analyst Rating

Wall Street analysts forecast ENVA stock price to rise

6 Buy

0 Hold

0 Sell

Strong Buy

Current: 0.000

Low

150.00

Averages

177.17

High

199.00

Current: 0.000

Low

150.00

Averages

177.17

High

199.00

BTIG

Vincent Caintic

NULL -> Buy

maintain

$199 -> $270

AI Analysis

2026-06-30

Reason

BTIG

Vincent Caintic

Price Target

$199 -> $270

AI Analysis

2026-06-30

maintain

NULL -> Buy

Reason

BTIG analyst Vincent Caintic raised the firm's price target on Enova to $270 from $199 and keeps a Buy rating on the shares. The firm updated estimates and targets in the specialty finance group ahead of the Q2 earnings season. The new targets indicate at where BTIG thinks the shares will be valued in June 2027. For many of the names, earnings power "should improve significantly," especially as consumer inflation uncertainty and the path of the Federal Reserve funds rates eases, the analyst tells investors in a research note.

Citizens

Outperform

maintain

$195 -> $270

2026-06-26

Reason

Citizens

Price Target

$195 -> $270

2026-06-26

maintain

Outperform

Reason

Citizens raised the firm's price target on Enova International to $270 from $195 and keeps an Outperform rating on the shares. The company announced in December that it plans to acquire Grasshopper Bank for $369M, with the deal expected to close in the second half of this year, and the valuation is being updated to better reflect the increased earnings potential from the revenue and cost synergies outlined when the acquisition was announced, the analyst tells investors in a research note.

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Valuation Metrics

The current forward P/E ratio for Enova International Inc (ENVA.N) is 14.45, compared to its 5-year average forward P/E of 7.39. For a more detailed relative valuation and DCF analysis to assess Enova International Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

7.39

Current PE

14.45

Overvalued PE

9.15

Undervalued PE

5.64

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

5Y Average EV/EBITDA

9.66

Current EV/EBITDA

8.79

Overvalued EV/EBITDA

11.69

Undervalued EV/EBITDA

7.62

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

0.76

Current PS

1.33

Overvalued PS

0.92

Undervalued PS

0.61

Financials

AI Analysis

Annual

Quarterly

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Whales Holding ENVA

Portolan Capital Management, LLC

Applied Finance Advisors, LLC

Argenta Bank- en Verzekeringsgroep nv

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Frequently Asked Questions

What is Enova International Inc (ENVA) stock price today?

The current price of ENVA is 237 USD — it has increased 0.95

What is Enova International Inc (ENVA)'s business?

What is the price predicton of ENVA Stock?

Wall Street analysts forecast ENVA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ENVA is177.17 USD with a low forecast of 150.00 USD and a high forecast of 199.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.