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HMN Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
55.560
Open
53.690
VWAP
54.37
Vol
233.98K
Mkt Cap
2.17B
Low
53.690
Amount
12.72M
EV/EBITDA(TTM)
9.99
Total Shares
40.38M
EV
2.76B
EV/OCF(TTM)
5.83
P/S(TTM)
1.30
Horace Mann Educators Corporation is a multiline financial services company focused on helping America’s educators and others who serve the community. The Company's Property & Casualty segment's primary insurance products include private passenger auto insurance, residential home insurance, and personal umbrella insurance. Its Life & Retirement segment markets 403 (b) tax-qualified fixed, fixed indexed and variable annuities; the Horace Mann Retirement Advantage open architecture platform for 403 (b) (7) and other defined contribution plans; traditional term and whole life insurance products and indexed universal life (IUL) products. Its Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, short-term disability and long-term disability. Additionally, it offers individual supplemental products including heart, cancer, disability and accident coverage.
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Events Timeline

(ET)
2026-05-27
08:10:00
Kemper Appoints Stephen McAnena as CEO
select
2026-05-06 (ET)
2026-05-06
16:50:00
Company Reports Q1 Revenue of $429M
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2026-03-02 (ET)
2026-03-02
08:20:00
Horace Mann Approves 3% Increase in Quarterly Cash Dividend to 36 Cents
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2026-02-03 (ET)
2026-02-03
16:20:00
Horace Mann Reports Q4 Revenue of $434.8M
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2025-11-04 (ET)
2025-11-04
16:32:25
Horace Mann increases FY25 core EPS forecast to $4.50-$4.70, surpassing consensus of $4.49.
select
2025-11-04
16:31:56
Horace Mann Announces Q3 Core EPS of $1.36, Exceeding Consensus Estimate of $1.11
select

News

Yahoo Finance
6.5
07-03Yahoo Finance
Profitable Stock Watchlist and Risk Analysis
  • Masco Risk Assessment: Masco (NYSE:MAS) has shown no organic revenue growth over the past two years, with projected sales growth of only 1.7% for the next 12 months indicating sluggish demand, which may force the company to rely on acquisitions for expansion; its forward P/E ratio of 18.8 suggests market skepticism about future growth prospects.
  • Horace Mann Educators Analysis: Horace Mann Educators (NYSE:HMN) has experienced only 6.2% annualized net premium growth over the last five years, lagging behind peers, while its book value per share has declined by 2.3% annually, reflecting adverse trends in the insurance sector, and its stock trades at $53.83 with a forward P/B ratio of 1.4, indicating management struggles to find compelling investment opportunities.
  • TaskUs Market Outlook: TaskUs (NASDAQ:TASK) has achieved an impressive 18.1% annual revenue growth over the past five years, significantly increasing its market share, and its free cash flow margin has improved by 19.4 percentage points, providing the company with more capital for investment or shareholder returns; currently trading at $5.09 per share with a forward P/E of 3.7, it shows strong investment potential.
  • Market Trend Insights: While Masco and Horace Mann face challenges, TaskUs demonstrates robust growth potential, highlighting the importance of focusing on long-term growth capabilities and market adaptability when selecting stocks to avoid being misled by short-term profitability.
seekingalpha
8.0
05-21seekingalpha
Horace Mann Educators Declares Quarterly Dividend of $0.36
  • Quarterly Dividend Announcement: Horace Mann Educators has declared a quarterly dividend of $0.36 per share, consistent with previous distributions, indicating stable cash flow and profitability, which is likely to attract more investor interest.
  • Yield Information: The forward yield of 3.07% provides shareholders with a relatively attractive return, enhancing the company's investment appeal within the education sector.
  • Payment Schedule: The dividend will be payable on June 30, with a record date of June 15 and an ex-dividend date also on June 15, ensuring shareholders receive their earnings promptly, which boosts shareholder confidence.
  • Core EPS Guidance: Horace Mann maintains its 2026 core EPS guidance at $4.20 to $4.50, with Q1 core EPS reaching $1.28, indicating the company's ongoing potential for profitability growth.
NASDAQ.COM
2.0
05-07NASDAQ.COM
Horace Mann (HMN) Q1 2026 Earnings Transcript
seekingalpha
9.5
05-06seekingalpha
Horace Mann Educators Q1 Earnings Beat Expectations
  • Earnings Beat: Horace Mann Educators reported a Q1 non-GAAP EPS of $1.28, surpassing expectations by $0.18, indicating strong profitability and boosting investor confidence in the company's financial health.
  • Revenue Miss: The company generated $429.3 million in revenue, a 3.1% year-over-year increase, yet fell short of the $445.4 million forecast, highlighting challenges in revenue growth that may impact future investment decisions.
  • Positive Market Reaction: The earnings beat is likely to elicit a positive market response, potentially driving stock prices higher and enhancing the company's position in the educational financial services sector.
  • Increased Financial Transparency: The release of detailed financial information and historical earnings data provides investors with a clearer picture of the company's financial status, reinforcing confidence in its long-term investment value.
Fool
5.0
04-29Fool
Horace Mann CEO Sells 7,500 Shares of Stock
  • Insider Stock Sale: Marita Zuraitis, CEO of Horace Mann Educators Corporation, directly sold 7,500 shares of common stock for approximately $346,000, marking her largest routine transaction in the past year, despite being within her typical trading range.
  • Ownership Change Analysis: This sale reduced Zuraitis's holdings by 2.3%, leaving her with 322,811 shares valued at about $14.93 million as of April 23, 2026, indicating a substantial ongoing investment in the company.
  • Transaction Context: The sale was executed under a Rule 10b5-1 plan, suggesting that Zuraitis established the trading schedule in advance to mitigate legal risks associated with insider information, reflecting her confidence in the company's future.
  • Investor Focus: While this transaction garners attention, the more significant aspect is the trading cadence, with monthly sales ranging from 5,000 to 7,500 shares, indicating a personal liquidity management strategy rather than a negative outlook on the company's performance.
Newsfilter
8.5
04-24Newsfilter
Horace Mann Celebrates Teacher Appreciation Month
  • Extended Celebration Period: Horace Mann's 'Beyond Grateful' campaign will run from April 29 to May 22, expanding beyond the traditional Teacher Appreciation Week to provide educators with meaningful recognition and support as they close out the school year.
  • Over $17,000 in Prizes: Educators can participate in weekly sweepstakes to win daily and weekly gift cards, as well as grand prizes designed to support creativity and personal well-being, reflecting the company's commitment to honoring educators.
  • Recognition of Outstanding Educators: Educators can nominate colleagues or mentors making a lasting impact in their schools and communities, with selected honorees receiving gift cards and DonorsChoose funding to support classroom projects and student needs, thereby enhancing the influence of educators.
  • Community Celebration Events: Local Horace Mann agents will organize community celebration events featuring free food trucks and additional giveaways, showcasing the company's ongoing support for educators and commitment to the community.
Wall Street analysts forecast HMN stock price to rise
1 Analyst Rating
Wall Street analysts forecast HMN stock price to rise
0 Buy
1 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
48.00
Averages
48.00
High
48.00
Current: 0.000
sliders
Low
48.00
Averages
48.00
High
48.00
BMO Capital
Michael Zaremski
Outperform
initiated
$48
AI Analysis
2025-07-28
Reason
BMO Capital
Michael Zaremski
Price Target
$48
AI Analysis
2025-07-28
initiated
Outperform
Reason
BMO Capital analyst Michael Zaremski initiated coverage of Horace Mann with an Outperform rating and $48 price target. The company's captive-focused distribution differs from the majority of peer insurers who rely on 3rd party independent sales agents, the analyst tells investors in a research note. BMO adds that Horace Mann's strategy of selling mainly to schoolteachers via its captive salesforce is one that can bear meaningful fruit, so long as it executes on its current revamped sales strategy.

Valuation Metrics

The current forward P/E ratio for Horace Mann Educators Corp (HMN.N) is 9.25, compared to its 5-year average forward P/E of 16.47. For a more detailed relative valuation and DCF analysis to assess Horace Mann Educators Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
16.47
Current PE
9.25
Overvalued PE
29.12
Undervalued PE
3.81

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.95
Current EV/EBITDA
9.67
Overvalued EV/EBITDA
3.78
Undervalued EV/EBITDA
-1.87

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.99
Current PS
1.18
Overvalued PS
1.12
Undervalued PS
0.85

Financials

AI Analysis
Annual
Quarterly

Whales Holding HMN

B
Bartley Investments Pte. Ltd.
Holding
HMN
+19.61%
3M Return
K
Krung Thai Asset Management PCL
Holding
HMN
+14.87%
3M Return
I
Ifast Financial Pte. Ltd.
Holding
HMN
+12.66%
3M Return
B
Bragg Financial Advisors, Inc.
Holding
HMN
+7.12%
3M Return
D
DBS Group Holdings Ltd
Holding
HMN
+1.41%
3M Return

Trading Trends

    Insider
    Hedge Fund
    Congress Trading

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Frequently Asked Questions

What is Horace Mann Educators Corp (HMN) stock price today?

The current price of HMN is 53.85 USD — it has decreased -0.5

What is Horace Mann Educators Corp (HMN)'s business?

Horace Mann Educators Corporation is a multiline financial services company focused on helping America’s educators and others who serve the community. The Company's Property & Casualty segment's primary insurance products include private passenger auto insurance, residential home insurance, and personal umbrella insurance. Its Life & Retirement segment markets 403 (b) tax-qualified fixed, fixed indexed and variable annuities; the Horace Mann Retirement Advantage open architecture platform for 403 (b) (7) and other defined contribution plans; traditional term and whole life insurance products and indexed universal life (IUL) products. Its Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, short-term disability and long-term disability. Additionally, it offers individual supplemental products including heart, cancer, disability and accident coverage.

What is the price predicton of HMN Stock?

Wall Street analysts forecast HMN stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for HMN is48.00 USD with a low forecast of 48.00 USD and a high forecast of 48.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Horace Mann Educators Corp (HMN)'s revenue for the last quarter?

Horace Mann Educators Corp revenue for the last quarter amounts to 430.60M USD, increased 3.11

What is Horace Mann Educators Corp (HMN)'s earnings per share (EPS) for the last quarter?

Horace Mann Educators Corp. EPS for the last quarter amounts to 1.00 USD, increased 8.70

How many employees does Horace Mann Educators Corp (HMN). have?

Horace Mann Educators Corp (HMN) has 1800 emplpoyees as of July 08 2026.

What is Horace Mann Educators Corp (HMN) market cap?

Today HMN has the market capitalization of 2.17B USD.