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INBK Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
28.460
Open
28.080
VWAP
27.58
Vol
26.61K
Mkt Cap
236.83M
Low
27.120
Amount
733.91K
EV/EBITDA(TTM)
--
Total Shares
8.72M
EV
577.89M
EV/OCF(TTM)
7.03
P/S(TTM)
2.17
First Internet Bancorp is a bank holding company, which is engaged in conducting its primary business activities through its wholly owned subsidiary, First Internet Bank of Indiana (the Bank), an Indiana chartered bank. The Bank offers a range of commercial, small business, consumer and municipal banking products and services. The Bank conducts its consumer and small business deposit operations primarily through digital channels on a nationwide basis and have no traditional branch offices. Its consumer lending products are primarily originated on a nationwide basis through relationships with dealerships and financing partners. The Bank's commercial banking products and services are delivered through a relationship banking model and include commercial and industrial (C&I) banking, construction and investor commercial real estate, single tenant lease financing, public finance, healthcare finance, small business lending, commercial deposits, and treasury management.
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Events Timeline

(ET)
2026-04-30
16:21:00
First Internet Bancorp Reports Q1 Revenue of $43.1M
select
2026-01-29 (ET)
2026-01-29
16:20:00
First Internet Bancorp Reports Q4 Revenue of $41.7M
select

News

NASDAQ.COM
8.0
06-26NASDAQ.COM
Analysis of INBK Dividend Predictions and Performance
  • Dividend Yield Assessment: INBK's current estimated annualized dividend yield stands at 0.87%, and while dividends are not always predictable, historical data aids in assessing future yield expectations, providing a reference point for investors.
  • Price Volatility Range: INBK's 52-week low is $17.05 per share, with a high of $28.512, and the last trade was at $27.49, indicating that the stock is fluctuating near its high, reflecting cautious optimism in the market regarding its future performance.
  • Recent Trading Performance: In Friday trading, First Internet Bancorp shares rose approximately 0.3%, suggesting a positive short-term sentiment among investors, likely influenced by attention to its dividend policy.
  • Technical Analysis Reference: By comparing with the 200-day moving average, investors can better understand INBK's price trends, aiding them in making more informed decisions in future investments.
Newsfilter
7.0
06-03Newsfilter
IndusInd Bank Shares Drop Amid Whistleblower Allegations
  • Investigation Triggered: A whistleblower complaint reported by the Economic Times has prompted a probe into IndusInd Bank for alleged insider trading, governance failures, and deficiencies in forex and audit reviews, raising concerns about its governance structure.
  • Significant Share Price Drop: The bank's shares fell to 884.05 rupees on Wednesday, marking a 3.12% decline, making it the top loser on the private bank index, reflecting diminished investor confidence in its future performance.
  • Increased Regulatory Scrutiny: The complaint has been sent to the Prime Minister's Office and multiple regulators, including the Reserve Bank of India, intensifying scrutiny on IndusInd Bank, which could impact its operations and reputation.
  • Ongoing Financial Issues: The bank's disclosure of a 20 billion rupee ($209.12 million) derivatives accounting discrepancy in March 2025 has already raised questions about its financial transparency, contributing to a 5.1% decline in its stock price over the past 15 months.
Newsfilter
1.0
05-04Newsfilter
First Internet Bank Executive to Speak at IBA MEGA 2026 Conference
  • Keynote on Risk Management: Anne Sharkey, Chief Risk Officer of First Internet Bank, will speak at the Indiana Bankers Association MEGA 2026 Conference on May 20, 2026, discussing how to transform risk management into a source of business value and align risk with business objectives.
  • Rich Conference Content: The session will cover embedding risk thinking within organizations to enhance decision-making quality, with Sharkey emphasizing that effective risk management is about building trust with the business rather than mere oversight.
  • Industry Networking Platform: The IBA MEGA Conference brings together banking professionals and community bank executives to explore challenges and opportunities shaping the future of banking, facilitating the sharing of best practices across the industry.
  • Bank Background Overview: Since its inception in 1999, First Internet Bank has become a pioneer in branchless banking services, boasting assets of $5.7 billion as of March 31, 2026, and offering a variety of financial services to meet consumer and small business needs.
seekingalpha
9.5
05-01seekingalpha
First Internet Bancorp Q1 2026 Earnings Highlights
  • Significant Revenue Growth: First Internet Bancorp reported total revenue of $43.1 million for Q1 2026, reflecting a 21% year-over-year increase, which underscores the resilience and strength of its diversified business model and is expected to enhance market competitiveness.
  • Deposit Structure Optimization: Total deposits reached $5 billion, up from $4.8 billion in the previous quarter, with average fintech deposits at $2.4 billion, indicating positive progress in attracting lower-cost deposits.
  • Rising Credit Costs: The provision for credit losses was $16.3 million, with net charge-offs at $15.8 million; while credit costs remain elevated in the short term, management anticipates gradual improvement in the second half of 2026, reflecting a focus on credit quality.
  • Macroeconomic Uncertainty: Management expressed caution regarding future loan growth, noting that volatile energy prices and geopolitical risks could lead to tighter underwriting standards, potentially impacting overall business development.
Newsfilter
4.5
04-27Newsfilter
Indian Stocks Set to Rebound on Monday Amid Earnings and Crude Prices
  • Market Rebound Anticipation: Indian stocks are expected to open about 1% higher on Monday, with GIFT Nifty futures at 24,143.50 points, driven by buying interest in undervalued stocks following recent corrections, although overall sentiment remains subdued.
  • Crude Price Impact: Brent crude is trading at approximately $107 per barrel, as disruptions in Middle Eastern energy exports due to the Iran war crisis raise concerns about global economic slowdown and inflation, impacting investor sentiment.
  • Earnings Reports Focus: Quarterly earnings from Reliance Industries and Axis Bank will be in focus, with Reliance missing profit expectations due to rising costs and supply disruptions, while Axis Bank faces pressure from lower treasury income and higher provisions.
  • Foreign Investment Trends: Foreign portfolio investors have been net sellers of Indian stocks for the fifth consecutive session, while domestic institutional investors continue to buy, indicating a divergence in market liquidity dynamics.
Newsfilter
9.5
04-24Newsfilter
IndusInd Bank Reports Strong Q4 Profit Surpassing Expectations
  • Strong Profit Performance: IndusInd Bank reported a profit of 5.33 billion rupees ($56.55 million) for the quarter ending March 31, significantly exceeding analysts' expectations of 3.89 billion rupees, indicating a remarkable improvement in its profitability.
  • Reduction in Provisions: The primary driver of this quarter's profit was a decrease in provisions for potential bad loans, reflecting the bank's positive progress in risk management and enhancing market confidence.
  • Historical Comparison: In contrast to the same quarter last year, when IndusInd Bank reported its largest-ever quarterly loss due to years of misaccounting of internal derivative trades, this turnaround signifies a substantial improvement in the bank's financial health.
  • Enhanced Market Position: As the fifth-largest private lender in India, IndusInd Bank's strong performance not only boosts its market capitalization but may also attract more investor attention, further propelling its future growth.
Wall Street analysts forecast INBK stock price to rise
3 Analyst Rating
Wall Street analysts forecast INBK stock price to rise
1 Buy
2 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
22.00
Averages
27.33
High
35.00
Current: 0.000
sliders
Low
22.00
Averages
27.33
High
35.00
Piper Sandler
Nathan Race
Neutral
maintain
$24 -> $26
AI Analysis
2026-06-26
Reason
Piper Sandler
Nathan Race
Price Target
$24 -> $26
AI Analysis
2026-06-26
maintain
Neutral
Reason
Piper Sandler analyst Nathan Race raised the firm's price target on First Internet Bancorp to $26 from $24 and keeps a Neutral rating on the shares. The firm adjusted targets in the Midwest bank group as part of a Q2 earnings preview.
Benchmark
NULL -> Buy
initiated
$33
2026-06-24
Reason
Benchmark
Price Target
$33
2026-06-24
initiated
NULL -> Buy
Reason
Benchmark initiated coverage of First Internet Bancorp with a Buy rating and $33 price target. The firm rolled out coverage on 12 banks with a bullish sector view. Despite uncertainty around inflation and interest rates, the future economy, and geopolitical risk, the banks are seeing solid profitability and revenue growth tailwinds, the analyst tells investors in a research note. Benchmark also highlights the \"friendly\" regulatory backdrop and acquisition potential for its positive stance. Among the mid-caps, the firm has the highest near-term conviction on Pinnacle Financial and First Financial. Among the small-caps, its highest conviction names are Equity BancShares, South Plains Financial, and SmartFinancial.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for INBK
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Valuation Metrics

The current forward P/E ratio for First Internet Bancorp (INBK.O) is 6.26, compared to its 5-year average forward P/E of 9.75. For a more detailed relative valuation and DCF analysis to assess First Internet Bancorp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
9.75
Current PE
6.26
Overvalued PE
13.37
Undervalued PE
6.12

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
-0.29
Current EV/EBITDA
-0.47
Overvalued EV/EBITDA
5.57
Undervalued EV/EBITDA
-6.15

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.47
Current PS
1.42
Overvalued PS
3.44
Undervalued PS
1.50

Financials

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Frequently Asked Questions

What is First Internet Bancorp (INBK) stock price today?

The current price of INBK is 27.17 USD — it has decreased -2.69

What is First Internet Bancorp (INBK)'s business?

First Internet Bancorp is a bank holding company, which is engaged in conducting its primary business activities through its wholly owned subsidiary, First Internet Bank of Indiana (the Bank), an Indiana chartered bank. The Bank offers a range of commercial, small business, consumer and municipal banking products and services. The Bank conducts its consumer and small business deposit operations primarily through digital channels on a nationwide basis and have no traditional branch offices. Its consumer lending products are primarily originated on a nationwide basis through relationships with dealerships and financing partners. The Bank's commercial banking products and services are delivered through a relationship banking model and include commercial and industrial (C&I) banking, construction and investor commercial real estate, single tenant lease financing, public finance, healthcare finance, small business lending, commercial deposits, and treasury management.

What is the price predicton of INBK Stock?

Wall Street analysts forecast INBK stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for INBK is27.33 USD with a low forecast of 22.00 USD and a high forecast of 35.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is First Internet Bancorp (INBK)'s revenue for the last quarter?

First Internet Bancorp revenue for the last quarter amounts to 39.47M USD, increased 20.11

What is First Internet Bancorp (INBK)'s earnings per share (EPS) for the last quarter?

First Internet Bancorp. EPS for the last quarter amounts to 0.29 USD, increased 163.64

How many employees does First Internet Bancorp (INBK). have?

First Internet Bancorp (INBK) has 354 emplpoyees as of July 08 2026.

What is First Internet Bancorp (INBK) market cap?

Today INBK has the market capitalization of 236.83M USD.