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KLAR Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
20.199
Open
19.900
VWAP
19.65
Vol
2.93M
Mkt Cap
13.70B
Low
19.320
Amount
57.62M
EV/EBITDA(TTM)
--
Total Shares
705.64M
EV
6.30B
EV/OCF(TTM)
--
P/S(TTM)
1.93
Klarna Group Plc is a United Kingdom-based technology company focused on developing commerce networks. The Company is an artificial intelligence (AI)-powered global payments network and shopping assistant. It provides consumers and merchants with a range of solutions, including payment, advertising and digital retail banking, through several channels. Its online payments solution is designed to bridge uncertainty in the transactions between consumers and merchants by providing short-term credit to consumers interest-free. Its range of payment options allows consumers to purchase what they choose, both online and offline. Its payment solutions include Pay in Full, Pay Later and Fair Financing. Its Pay in Full instantly settles purchases at the time of the transaction. Its Pay Later enables consumers to purchase goods or services at the time of the transaction and pay the full amount at a later date. Its Fair Financing allows consumers to pay for their purchase over a longer duration.
Show More

Events Timeline

(ET)
2026-07-07
08:31:00
Klarna Partners with Southwest Airlines for Flexible Payments
select
2026-07-06 (ET)
2026-07-06
09:01:00
Klarna Submits Applications to Establish Klarna Bank USA
select
2026-07-01 (ET)
2026-07-01
09:00:00
Stock Futures Modestly Lower as Investors Weigh Middle East Uncertainty
select
2026-07-01
07:30:00
Klarna Group Awarded $1.97B in Antitrust Case
select

News

Newsfilter
8.5
07-06Newsfilter
PinnedKlarna Applies to Establish Klarna Bank USA
  • Bank License Application: Klarna has submitted applications to the Utah Department of Financial Institutions and the FDIC to establish Klarna Bank USA, which, if approved, will be a wholly owned subsidiary, marking a significant expansion in the U.S. market.
  • Credit Service Achievements: Since 2019, Klarna has provided over $91.3 billion in responsible credit to U.S. customers, saving them more than $5.1 billion in interest compared to traditional credit card debt, significantly enhancing consumer financial health.
  • Leadership Appointment: Gary Harding has been appointed as President and CEO of Klarna Bank USA, bringing over a decade of C-suite leadership experience in the U.S. financial sector, which is expected to drive the strategic development and market competitiveness of the new bank.
  • Transparent Banking Philosophy: Klarna's bank will offer transparent, safe services free of hidden fees, integrating digital tools with traditional banking products, aiming to enhance consumer financial confidence and promote market competition for sustainable growth.
Newsfilter
8.5
07-06Newsfilter
Klarna Applies to Establish U.S. Bank in Utah
  • Bank Charter Application: Klarna has applied to establish an FDIC-insured bank in Utah, which, if approved, will enable it to operate its own U.S. banking subsidiary, thereby enhancing its competitive edge in the American market.
  • Fintech Transformation: This move signifies a shift among fintech firms toward owning bank charters, allowing Klarna to fund loans with customer deposits, reduce reliance on third-party banks, and improve operational flexibility.
  • Enhanced Market Competitiveness: The bank charter will enable Klarna to directly offer checking accounts and credit cards, empowering customers to borrow responsibly while increasing financial transparency, thus driving market innovation and choice.
  • Strategic Development Direction: Klarna's application represents a significant step toward becoming a broader consumer bank, following its introduction of high-yield savings accounts, further solidifying its position in the financial services sector.
CNBC
8.5
07-06CNBC
Klarna Applies to Establish U.S. Bank Subsidiary
  • Bank Subsidiary Application: Klarna has applied to establish a U.S. bank subsidiary in Utah, which, if approved, would be a Federal Deposit Insurance Corporation-backed institution, marking a significant step towards its transformation into a full-fledged consumer bank.
  • Market Competition and Innovation: CEO Sebastian Siemiatkowski stated that this move will provide customers with responsible borrowing tools, enhancing market competitiveness and innovation to meet U.S. consumers' demand for transparent financial services.
  • Increased Financial Independence: By obtaining a banking charter, Klarna can internalize its banking operations, reducing reliance on third-party banking partners, thereby enhancing reliability across payments, credit, and merchant services.
  • High-Yield Savings Account Launch: Last month, Klarna introduced high-yield savings accounts to U.S. customers, although these accounts are held by partner WebBank, indicating its intent to further integrate into the traditional banking system.
seekingalpha
8.5
07-06seekingalpha
Klarna Applies to Establish Klarna Bank USA
  • Banking Expansion: Klarna has submitted an application to establish Klarna Bank USA in Utah, which, if approved, will be a wholly owned subsidiary, marking a strategic shift towards in-house banking operations covering payments, savings, credit, and merchant services.
  • Enhanced Transparency: The establishment of the new bank aims to provide U.S. customers with a more transparent banking experience by integrating digital tools with traditional banking products and eliminating hidden fees, thereby enhancing customer trust and satisfaction.
  • Executive Appointment: Gary Harding has been appointed as President and CEO of Klarna Bank USA, and his extensive industry experience is expected to drive the rapid development and compliance of the new bank.
  • Regulatory Collaboration: Klarna will work closely with regulators throughout the approval process to ensure compliance with all regulatory requirements, a move that not only facilitates the smooth establishment of the bank but also enhances the company's credibility in the financial services sector.
NASDAQ.COM
7.0
07-01NASDAQ.COM
Swedish Court Orders Google to Pay 14.3 Billion Kronor in Damages
  • Record Damages Award: A Swedish court has ordered Google to pay approximately 14.3 billion Swedish kronor (around $1.5 billion) to PriceRunner, with total damages including interest reaching about $1.97 billion, marking the largest damages award in a Swedish competition case, highlighting the importance of market fairness.
  • Unfair Competition Findings: The court found that Google unfairly favored its own shopping comparison service in search results, and while it did not grant the full 78 billion kronor sought by PriceRunner, it acknowledged that Google's actions harmed competition, potentially influencing future business strategies.
  • Historical Context: PriceRunner initiated the lawsuit in 2022, claiming losses dating back to 2008 in the UK and 2013 in Sweden and Denmark, indicating that Google's market practices have had a long-term detrimental impact on competitors, which may lead to more similar claims from other companies.
  • Uncertain Legal Outcomes: Google has stated it disagrees with the ruling and is considering an appeal, while Klarna welcomed the verdict but noted that any payments could take years due to a lengthy appeals process, illustrating the potential financial implications of prolonged legal battles.
Yahoo Finance
8.5
07-01Yahoo Finance
Launch of Open USD Stablecoin Disrupts Market Dynamics
  • Market Reaction: The debut of Open USD led to a nearly 20% drop in Circle's stock, as the market quickly concluded that this new stablecoin poses a significant threat to USDC's dominance, even though USDC remains a key player in the on-chain economy.
  • Cost Structure Challenge: Open USD's promise of free minting and redemptions, along with shared reserve earnings, forces Circle to reassess its USDC economic model, potentially compressing its profit margins further.
  • Partnership Tensions: Coinbase, Circle's primary partner, faces pressure from Open USD, which may push for a larger share in the upcoming renegotiation of their agreement, exacerbating Circle's financial strain.
  • Intensified Stablecoin Competition: The launch of Open USD indicates that stablecoin issuance has become commoditized, with issuers competing by sharing earnings, compelling Circle to consider how to maintain profitability while preserving its distribution network.
Wall Street analysts forecast KLAR stock price to rise
11 Analyst Rating
Wall Street analysts forecast KLAR stock price to rise
9 Buy
2 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
36.00
Averages
44.36
High
55.00
Current: 0.000
sliders
Low
36.00
Averages
44.36
High
55.00
Deutsche Bank
Buy
maintain
$18 -> $27
AI Analysis
2026-07-02
Reason
Deutsche Bank
Price Target
$18 -> $27
AI Analysis
2026-07-02
maintain
Buy
Reason
Deutsche Bank raised the firm's price target on Klarna to $27 from $18 and keeps a Buy rating on the shares after the company was awarded $1.97B in its antitrust case against Google.
Bernstein
Bernstein
Market Perform
maintain
$20
2026-07-01
Reason
Bernstein
Bernstein
Price Target
$20
2026-07-01
maintain
Market Perform
Reason
Bernstein notes that Klarna (KLAR) announced that the Swedish Patent and Market Court has ruled in favor of PriceRunner -- acquired by Klarna in 2022 -- against Google (GOOGL), awarding them $1.97B in gross damages and accrued interest. Assuming Google wins some relief on possible appeal and about 20%-30% share with former shareholders of Pricerunner, 20% haircut for litigation funder and 20% in taxes, the firm estimates net recovery of about $450M or 5%-6% of Klarna's current market cap. The timeline is likely two to three years accounting for the appeals process. Bernstein does believe that it was already somewhat partially priced in the stock. The firm has a Market Perform rating on Klarna with a price target of $20 on the shares.
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Valuation Metrics

The current forward P/E ratio for Klarna Group PLC (KLAR.N) is 96.15, compared to its 5-year average forward P/E of 61.15. For a more detailed relative valuation and DCF analysis to assess Klarna Group PLC's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
61.15
Current PE
96.15
Overvalued PE
118.71
Undervalued PE
3.58

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
40.70
Current EV/EBITDA
31.42
Overvalued EV/EBITDA
85.11
Undervalued EV/EBITDA
-3.72

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.38
Current PS
1.66
Overvalued PS
3.60
Undervalued PS
1.16

Financials

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Whales Holding KLAR

M
Mubadala Investment Company PJSC
Holding
KLAR
+35.52%
3M Return
S
Sculptor Capital Management, Inc.
Holding
KLAR
+18.41%
3M Return
D
Dragoneer Investment Group, LLC
Holding
KLAR
+11.67%
3M Return
W
Wellcome Trust, Investment Division
Holding
KLAR
+11.15%
3M Return
S
Stockbridge Partners LLC
Holding
KLAR
+10.85%
3M Return
M
Moore Capital Management, LP
Holding
KLAR
+9.65%
3M Return

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Frequently Asked Questions

What is Klarna Group PLC (KLAR) stock price today?

The current price of KLAR is 19.42 USD — it has decreased -2.31

What is Klarna Group PLC (KLAR)'s business?

Klarna Group Plc is a United Kingdom-based technology company focused on developing commerce networks. The Company is an artificial intelligence (AI)-powered global payments network and shopping assistant. It provides consumers and merchants with a range of solutions, including payment, advertising and digital retail banking, through several channels. Its online payments solution is designed to bridge uncertainty in the transactions between consumers and merchants by providing short-term credit to consumers interest-free. Its range of payment options allows consumers to purchase what they choose, both online and offline. Its payment solutions include Pay in Full, Pay Later and Fair Financing. Its Pay in Full instantly settles purchases at the time of the transaction. Its Pay Later enables consumers to purchase goods or services at the time of the transaction and pay the full amount at a later date. Its Fair Financing allows consumers to pay for their purchase over a longer duration.

What is the price predicton of KLAR Stock?

Wall Street analysts forecast KLAR stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for KLAR is44.36 USD with a low forecast of 36.00 USD and a high forecast of 55.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Klarna Group PLC (KLAR)'s revenue for the last quarter?

Klarna Group PLC revenue for the last quarter amounts to 1.01B USD, increased 44.37

What is Klarna Group PLC (KLAR)'s earnings per share (EPS) for the last quarter?

Klarna Group PLC. EPS for the last quarter amounts to -0.01 USD, decreased -96.30

How many employees does Klarna Group PLC (KLAR). have?

Klarna Group PLC (KLAR) has 2831 emplpoyees as of July 08 2026.

What is Klarna Group PLC (KLAR) market cap?

Today KLAR has the market capitalization of 13.70B USD.