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LNC Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
39.430
Open
38.630
VWAP
39.04
Vol
1.99M
Mkt Cap
7.34B
Low
38.510
Amount
77.67M
EV/EBITDA(TTM)
2.99
Total Shares
191.21M
EV
7.35B
EV/OCF(TTM)
30.25
P/S(TTM)
0.37
Lincoln National Corporation is a holding company, which operates multiple insurance and retirement businesses through subsidiary companies. The Company operates through four segments, which include Annuities, Life Insurance, Group Protection and Retirement Plan Services. The Annuities segment provides tax-deferred investment growth and lifetime wealth accumulation and protection opportunities for its clients by offering variable annuities, fixed including indexed annuities and registered index-linked annuities (RILA). The Life Insurance segment provides life insurance products, including term insurance, universal life insurance (IUL) and variable universal life insurance (VUL) products, linked-benefit products, and critical illness and long-term care riders. The Group Protection segment offers group non-medical insurance products and services, including short- and long-term disability, statutory disability and paid family medical leave administration.
Show More

Events Timeline

(ET)
2026-06-01
09:10:00
Lincoln Financial Promotes Three Executives to Senior Management Committee
select
2026-05-07 (ET)
2026-05-07
06:30:00
Lincoln Financial Reports Q1 Revenue of $5.31B
select

News

Yahoo Finance
8.5
07-05Yahoo Finance
PinnedLincoln National Corporation Completes $500 Million Subordinated Notes Offering
  • Bond Offering Overview: In late June, Lincoln National Corporation completed a $500 million offering of fixed-to-fixed reset subordinated notes due 2056, reflecting the company's proactive approach to recalibrating its capital structure.
  • Rating Impact: AM Best assigned a 'bbb' Long-Term Issue Credit Rating with a stable outlook to these subordinated securities, providing investor confidence and potentially lowering future financing costs.
  • Dividend and Financial Flexibility: The company maintains a quarterly dividend of $0.45 per share, indicating a commitment to rewarding shareholders while ensuring financial flexibility during capital structure adjustments.
  • Future Outlook: Lincoln National projects $21.4 billion in revenue and $1.8 billion in earnings by 2029, and the new debt financing may reinforce this optimistic outlook, although potential capital pressure risks must be monitored.
CNBC
6.0
07-06CNBC
Key Wall Street Rating Updates on Monday
  • Wise Rating Upgrade: JPMorgan upgraded Wise to overweight, expecting net revenue growth in Q1 and Q2 to exceed mid-term guidance, indicating significant positive momentum in user activity and transaction volumes, which could drive stock price appreciation.
  • AMD Price Target Increase: Goldman Sachs raised AMD's price target from $450 to $640, believing strong performance in server CPUs will drive quarterly results, despite potential headwinds in the PC segment, maintaining an overall bullish outlook.
  • Netflix Price Target Downgrade: Goldman lowered Netflix's price target from $120 to $110 while maintaining a buy rating, anticipating upcoming earnings to face challenges in user growth and engagement due to seasonal factors and content scheduling impacts.
  • IBM Price Target Increase: Bank of America raised IBM's price target from $315 to $330, noting the company's shift towards higher-margin software and M&A activities driving strong free cash flow, indicating potential for future growth.
seekingalpha
6.5
06-24seekingalpha
Hedge Fund Manager Bets Against Private Credit Bubble
  • Bearish Stance on Insurers: Concerns over the private credit bubble have led to a bearish stance on insurers like Lincoln National (LNC), MetLife (MET), and Berkshire Hathaway (BRK.B), as the market may not be accurately pricing the risks these companies face, potentially resulting in future financial losses.
  • Use of Credit Default Swaps: Robinson is utilizing credit default swaps (CDS) for his investments, highlighting that while insurers' holdings in private credit are relatively small, the associated risks are significant, indicating a potential market oversight that could lead to greater volatility.
  • Market Confidence and Warning Signs: Robinson notes that despite strong market confidence, there are emerging concerns similar to those before the 2008 financial crisis, particularly regarding the risks faced by software borrowers in private credit, which could trigger broader market turmoil.
  • Rising Trading Volumes: As of May 22, net notional bets on U.S. insurers' CDSs have increased to $5.5 billion from $4.9 billion at the end of 2025, indicating a growing investor focus on the potential risks of insurers, even though the price of these derivatives has not risen significantly compared to the risks involved.
Fool
6.5
06-10Fool
Comparative Analysis of Lincoln National and MetLife
  • Lincoln National Financial Performance: In FY 2025, Lincoln National reported revenue of nearly $18.2 billion, reflecting a modest growth of approximately 1.2%, which supported a net income of about $1.2 billion, indicating a net margin of roughly 6.5%, showcasing its stability in the U.S. market and focus on retirement services.
  • MetLife's Global Footprint: MetLife achieved approximately $77 billion in revenue for FY 2025, marking a significant year-over-year increase of nearly 10.2%, with net income close to $3.4 billion and a net margin of about 4.4%, demonstrating how its geographic diversity provides a buffer against regional economic fluctuations.
  • Risk Profile Analysis: Lincoln National faces significant risks from interest rate fluctuations and equity market volatility, which could compress its investment spreads, while MetLife must navigate risks related to climate change and catastrophic events, highlighting different challenges in risk management for both companies.
  • Valuation Comparison: Lincoln National's forward P/E ratio stands at 4.5x and P/S ratio at 0.4x, compared to MetLife's 8.5x and 0.7x, indicating a lower valuation that may attract income-seeking investors, albeit with higher associated risks.
NASDAQ.COM
2.0
06-10NASDAQ.COM
Investment Comparison: Lincoln National vs. MetLife
  • Market Positioning: Lincoln National focuses on the U.S. retirement and life insurance market, serving approximately 17 million customers, with FY 2025 revenue nearing $18.2 billion, reflecting a 1.2% growth that underscores its commitment to stability and long-term security in domestic operations.
  • Global Advantage: MetLife operates in over 40 markets, generating approximately $77 billion in revenue for FY 2025, a 10.2% increase, demonstrating strong performance in international markets and providing a buffer against regional economic fluctuations through its diversified business model.
  • Financial Health: Lincoln National's debt-to-equity ratio stands at 0.6, with a current ratio of about 0.5, and despite a negative free cash flow of nearly $167 million, management is focused on stabilizing core insurance lines to navigate the complexities of the current macroeconomic environment.
  • Risks and Opportunities: Lincoln National faces risks from interest rate fluctuations and market competition, while MetLife must contend with potential impacts from climate change and catastrophic events, prompting investors to choose based on their risk tolerance and investment strategy.
Yahoo Finance
6.5
06-10Yahoo Finance
Investment Comparison: Lincoln National vs. MetLife
  • Lincoln National's Market Positioning: Lincoln National focuses on retirement services and life insurance in the U.S., with FY 2025 revenue nearing $18.2 billion, reflecting a modest 1.2% growth and a net income of approximately $1.2 billion, showcasing its commitment to long-term security in the domestic market.
  • MetLife's Global Advantage: MetLife operates in over 40 markets, generating approximately $77 billion in revenue for FY 2025, a significant 10.2% year-over-year increase, with a net income of around $3.4 billion, indicating strong performance and a diversified business model in international markets.
  • Risks and Challenges: Lincoln National faces risks from interest rate fluctuations and market competition that could compress investment returns, while MetLife must manage potential claims liabilities from climate change and natural disasters, highlighting different risk management focuses between the two companies.
  • Valuation Comparison: Lincoln National has a forward P/E ratio of 4.5x and a P/S ratio of 0.4x, while MetLife's forward P/E is 8.5x and P/S is 0.7x, reflecting a higher valuation premium for MetLife, making it more appealing for investors seeking stability.
Wall Street analysts forecast LNC stock price to rise
9 Analyst Rating
Wall Street analysts forecast LNC stock price to rise
3 Buy
5 Hold
1 Sell
Hold
Current: 0.000
sliders
Low
41.00
Averages
47.56
High
59.00
Current: 0.000
sliders
Low
41.00
Averages
47.56
High
59.00
Barclays
Equal Weight
to
Overweight
upgrade
$42 -> $45
AI Analysis
2026-07-06
New
Reason
Barclays
Price Target
$42 -> $45
AI Analysis
2026-07-06
New
upgrade
Equal Weight
to
Overweight
Reason
Barclays upgraded Lincoln National to Overweight from Equal Weight with a price target of $45, up from $42. The firm sees the company nearing the end of its capital-building process and may soon be able to redeploy capital through share repurchases, the analyst tells investors.
UBS
Neutral
maintain
$37 -> $39
2026-05-14
Reason
UBS
Price Target
$37 -> $39
2026-05-14
maintain
Neutral
Reason
UBS raised the firm's price target on Lincoln National to $39 from $37 and keeps a Neutral rating on the shares. The firm updated its model to reflect the Q1 earnings report.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for LNC
Unlock Now

Valuation Metrics

The current forward P/E ratio for Lincoln National Corp (LNC.N) is 4.08, compared to its 5-year average forward P/E of 3.91. For a more detailed relative valuation and DCF analysis to assess Lincoln National Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
3.91
Current PE
4.08
Overvalued PE
8.59
Undervalued PE
-0.76

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
-0.21
Current EV/EBITDA
-7.75
Overvalued EV/EBITDA
1.12
Undervalued EV/EBITDA
-1.55

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.37
Current PS
0.36
Overvalued PS
0.52
Undervalued PS
0.23

Financials

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Whales Holding LNC

Q
Quadravest Capital Management, Inc.
Holding
LNC
+14.29%
3M Return
C
C.S. McKee, L.P.
Holding
LNC
+13.36%
3M Return

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Frequently Asked Questions

What is Lincoln National Corp (LNC) stock price today?

The current price of LNC is 39.19 USD — it has increased 2.08

What is Lincoln National Corp (LNC)'s business?

Lincoln National Corporation is a holding company, which operates multiple insurance and retirement businesses through subsidiary companies. The Company operates through four segments, which include Annuities, Life Insurance, Group Protection and Retirement Plan Services. The Annuities segment provides tax-deferred investment growth and lifetime wealth accumulation and protection opportunities for its clients by offering variable annuities, fixed including indexed annuities and registered index-linked annuities (RILA). The Life Insurance segment provides life insurance products, including term insurance, universal life insurance (IUL) and variable universal life insurance (VUL) products, linked-benefit products, and critical illness and long-term care riders. The Group Protection segment offers group non-medical insurance products and services, including short- and long-term disability, statutory disability and paid family medical leave administration.

What is the price predicton of LNC Stock?

Wall Street analysts forecast LNC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LNC is47.56 USD with a low forecast of 41.00 USD and a high forecast of 59.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Lincoln National Corp (LNC)'s revenue for the last quarter?

Lincoln National Corp revenue for the last quarter amounts to 4.32B USD, increased 27.10

What is Lincoln National Corp (LNC)'s earnings per share (EPS) for the last quarter?

Lincoln National Corp. EPS for the last quarter amounts to -1.07 USD, decreased -75.74

How many employees does Lincoln National Corp (LNC). have?

Lincoln National Corp (LNC) has 9423 emplpoyees as of July 08 2026.

What is Lincoln National Corp (LNC) market cap?

Today LNC has the market capitalization of 7.34B USD.