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MCY Overview

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$
0.000
0.000(0.000%)
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0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
113.060
Open
112.040
VWAP
111.54
Vol
342.21K
Mkt Cap
6.14B
Low
110.735
Amount
38.17M
EV/EBITDA(TTM)
4.69
Total Shares
55.39M
EV
5.38B
EV/OCF(TTM)
3.63
P/S(TTM)
1.00
Mercury General Corporation is an insurance holding company. The Company is primarily engaged in writing personal automobile insurance and provides related property and casualty insurance products to its customers through 12 subsidiaries in approximately 11 states, principally in California. It writes about homeowners, commercial automobiles, commercial property, mechanical protection, and umbrella insurance. Its automobile coverage includes collision, property damage, bodily injury (BI), comprehensive, personal injury protection (PIP), underinsured, and uninsured motorists, and other hazards. Its homeowner's coverage includes dwelling, liability, personal property, and other coverage. It offers standard, non-standard, and preferred private passenger automobile insurance in over 11 states. The Company also offers homeowners insurance in 10 states, commercial automobile insurance in 4 states, and mechanical protection insurance in most states.
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Events Timeline

(ET)
2026-05-12
09:10:00
Mercury Insurance Makes Strategic Investment in BurnBot
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2026-05-07 (ET)
2026-05-07
09:10:00
Mercury Insurance Partners with Olympus Insurance to Expand Coverage
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2025-07-29 (ET)
2025-07-29
16:24:29
Mercury General reports Q2 operating EPS $2.67 vs. $1.09 last year
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2025-02-12 (ET)
2025-02-12
11:02:13
Mercury General rises 14.5%
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2025-02-11 (ET)
2025-02-11
15:20:21
Mercury General reports Q4 operating EPS $2.78 vs. $1.15 last year
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News

Newsfilter
9.5
07-07Newsfilter
PinnedMercury General Corporation to Release Q2 2026 Earnings Report
  • Earnings Release Schedule: Mercury General Corporation plans to issue its Q2 2026 earnings report after market close on August 4, 2026, along with its Form 10-Q filing, providing investors with insights into the company's financial performance and operational results.
  • Insurance Business Overview: The company and its subsidiaries primarily offer personal automobile and homeowners insurance through a network of independent producers and direct-to-consumer sales across multiple states, showcasing its diversified presence and competitive strength in the insurance market.
  • Forward-Looking Statement Risks: The earnings report highlights significant risks and uncertainties regarding future developments, including changes in demand for insurance products, inflation, and economic conditions, which may lead to actual results differing materially from expectations, urging investors to consider potential risks.
  • Market Environment Impact: The company faces competitive pressures and challenges in pricing strategies, particularly in managing operations in non-California states, underscoring the strategic importance of resource allocation and market adaptability in its business operations.
PRnewswire
9.5
07-07PRnewswire
Mercury General to Release Q2 2026 Earnings on August 4
  • Earnings Release Schedule: Mercury General Corporation will issue its Q2 2026 earnings report after market close on August 4, demonstrating the company's commitment to transparency and regulatory compliance.
  • Insurance Business Overview: The company predominantly offers personal automobile and homeowners insurance through a network of independent producers and direct-to-consumer sales across multiple states, showcasing its extensive influence in the insurance market.
  • Forward-Looking Statement Risks: The company highlights various risks associated with its forward-looking statements, including changes in market demand, inflation, and economic conditions, indicating uncertainty in future performance.
  • Compliance and Regulatory Challenges: The company faces legal, cybersecurity, and regulatory risks that could impact its operations and financial performance, emphasizing the importance of maintaining competitiveness in a complex market environment.
PRnewswire
2.0
07-07PRnewswire
Mercury Insurance Highlights Importance of Smart Home Maintenance
  • Smart Home Maintenance Tips: Mercury Insurance advises homeowners to regularly update the software and firmware of their smart devices to ensure they function properly, thereby avoiding failures at critical moments and enhancing home safety.
  • Battery Replacement Reminder: Many smart devices rely on batteries, and Mercury Insurance reminds homeowners to replace them before they run out to prevent low-battery alerts while away from home, ensuring devices remain in optimal condition.
  • Testing Devices Necessity: Mercury Insurance emphasizes that merely checking device status through an app does not guarantee functionality, and regularly testing smoke alarms and leak detectors is crucial to ensure they can issue alerts in a timely manner.
  • Annual Review Recommendation: Mercury Insurance suggests homeowners conduct an annual review of their smart home ecosystem, removing unused devices and confirming automation functions, to ensure each device continues to serve its protective purpose.
Newsfilter
2.0
07-07Newsfilter
Mercury Insurance Highlights Importance of Smart Home Maintenance
  • Smart Home Maintenance Tips: Mercury Insurance advises homeowners to treat smart devices as essential home systems, recommending regular software updates, battery replacements, and device testing to ensure they function properly when needed, thereby enhancing home safety.
  • Importance of Automatic Updates: By enabling automatic software and firmware updates, homeowners can ensure their smart devices continue to operate reliably without the risk of manual update oversights, thus bolstering the security of their smart home systems.
  • Regular Device Testing: Mercury Insurance emphasizes the need for homeowners to periodically test smoke alarms, leak detectors, and other devices to confirm they are functioning correctly, which not only helps identify issues promptly but also enhances overall home safety measures.
  • Annual Review Recommendation: Homeowners are encouraged to conduct an annual review of their smart home ecosystem, removing unused devices and verifying automation functions, ensuring that each device continues to effectively protect the home and improve overall living safety.
PRnewswire
2.0
07-01PRnewswire
Independence Day Insurance Claims Analysis Reveals Surprising Risks
  • Water Damage Dominates Claims: Mercury Insurance's analysis reveals that over the past five years, water damage led to 537 claims during the Independence Day holiday, resulting in nearly $10 million in paid losses, far exceeding the 54 claims related to fireworks, indicating that homeowners should focus on more common risks.
  • Increase in Theft and Vandalism: During the Independence Day holiday, theft and vandalism claims rose nearly 23% compared to a typical summer weekend, with an average of 22.6 claims per holiday window, suggesting that homes become more attractive targets for thieves as families leave for celebrations.
  • Underestimated Fireworks Risk: Although incidents related to fireworks increased during the holiday, the number of claims remained significantly lower than those for water damage and theft, highlighting that families often overlook more pressing risks while preparing for festivities.
  • Safety Preparation Recommendations: Mercury advises homeowners to take simple precautions, such as locking gates and activating security systems, to mitigate property loss risks during the holiday, emphasizing the importance of preparation to avoid headaches during celebrations.
Newsfilter
2.0
07-01Newsfilter
Independence Day Homeowner Claims Analysis
  • Water Damage Dominates Claims: Mercury Insurance's analysis reveals that over the past five years, homeowner claims during Independence Day saw water damage leading with 537 claims and nearly $10 million in payouts, indicating that water damage poses a greater risk than the 54 claims related to fireworks.
  • Significant Weather-Related Losses: Weather and tree-related damages ranked second with 293 claims, highlighting the importance of addressing weather-related risks during the holiday period to mitigate potential losses for homeowners.
  • Rise in Theft Incidents: Claims for theft and vandalism surged nearly 23% during the holiday, totaling 113 claims, suggesting that homes become more vulnerable as families leave for celebrations, emphasizing the need for enhanced security measures.
  • Safety Preparation Recommendations: Mercury Insurance advises homeowners to implement simple safety precautions before the holiday, such as inspecting hoses, securing doors, and using security cameras, to minimize property loss risks and ensure home safety during celebrations.

Valuation Metrics

The current forward P/E ratio for Mercury General Corp (MCY.N) is 19.76, compared to its 5-year average forward P/E of 18.60. For a more detailed relative valuation and DCF analysis to assess Mercury General Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
18.60
Current PE
19.76
Overvalued PE
106.40
Undervalued PE
-69.19

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.48
Current EV/EBITDA
4.85
Overvalued EV/EBITDA
1.92
Undervalued EV/EBITDA
-0.95

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.60
Current PS
0.94
Overvalued PS
0.77
Undervalued PS
0.44

Financials

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Whales Holding MCY

N
New Zealand
Holding
MCY
+15.27%
3M Return
L
Lakewood Capital Management, LP
Holding
MCY
+8.89%
3M Return
R
Rubric Capital Management LP
Holding
MCY
+8.04%
3M Return
A
Accident Compensation Corporation
Holding
MCY
+7.73%
3M Return
M
Milford Asset Management, LTD
Holding
MCY
+4.53%
3M Return

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Frequently Asked Questions

What is Mercury General Corp (MCY) stock price today?

The current price of MCY is 110.84 USD — it has decreased -0.25

What is Mercury General Corp (MCY)'s business?

Mercury General Corporation is an insurance holding company. The Company is primarily engaged in writing personal automobile insurance and provides related property and casualty insurance products to its customers through 12 subsidiaries in approximately 11 states, principally in California. It writes about homeowners, commercial automobiles, commercial property, mechanical protection, and umbrella insurance. Its automobile coverage includes collision, property damage, bodily injury (BI), comprehensive, personal injury protection (PIP), underinsured, and uninsured motorists, and other hazards. Its homeowner's coverage includes dwelling, liability, personal property, and other coverage. It offers standard, non-standard, and preferred private passenger automobile insurance in over 11 states. The Company also offers homeowners insurance in 10 states, commercial automobile insurance in 4 states, and mechanical protection insurance in most states.

What is the price predicton of MCY Stock?

Wall Street analysts forecast MCY stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for MCY is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Mercury General Corp (MCY)'s revenue for the last quarter?

Mercury General Corp revenue for the last quarter amounts to 1.54B USD, increased 10.47

What is Mercury General Corp (MCY)'s earnings per share (EPS) for the last quarter?

Mercury General Corp. EPS for the last quarter amounts to 3.44 USD, decreased -275.51

How many employees does Mercury General Corp (MCY). have?

Mercury General Corp (MCY) has 4300 emplpoyees as of July 08 2026.

What is Mercury General Corp (MCY) market cap?

Today MCY has the market capitalization of 6.14B USD.