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ALRS Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
31.440
Open
31.230
VWAP
31.09
Vol
220.96K
Mkt Cap
779.99M
Low
30.790
Amount
6.87M
EV/EBITDA(TTM)
11.15
Total Shares
25.13M
EV
912.39M
EV/OCF(TTM)
--
P/S(TTM)
3.50
Alerus Financial Corporation is a diversified financial services company. Through the Company’s subsidiary, Alerus Financial, National Association (the Bank), the Company provides financial solutions to businesses and consumers through three distinct business segments: banking, retirement and benefit services, and wealth. Its commercial lending products include commercial loans, business term loans and lines of credit for small and midsize businesses. Its consumer lending products include residential first mortgage loans. It offers deposit products and services, including demand deposits, interest-bearing transaction accounts, money market accounts, time and savings deposits, and certificates of deposit. It also offers a range of treasury management products, including electronic receivables management, remote deposit capture, cash vault services, merchant services, and other cash management services. Its wealth division provides fiduciary services to consumer and commercial clients.
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Events Timeline

(ET)
2026-01-28
16:50:00
Alerus Reports Q4 Revenue of $77.1M, Beating Consensus
select

News

NASDAQ.COM
9.5
07-03NASDAQ.COM
Alerus Earnings Beat Expectations, Positive Outlook Ahead
  • Earnings Surprise: Alerus reported earnings of $0.89 per share for the latest quarter, exceeding the expected $0.58, representing a surprise of 53.45%, which showcases the company's strong profitability and market confidence.
  • Consistent Performance: Over the last two quarters, Alerus has surpassed earnings estimates by an average of 51.29%, indicating a solid financial performance that enhances investor confidence in the stock.
  • Positive Earnings Forecast: Currently, Alerus has an Earnings ESP of +11.26%, and with a Zacks Rank of #2 (Buy), this suggests that analysts are bullish on its near-term earnings potential, indicating another possible earnings beat.
  • Market Performance Potential: Research from Zacks shows that stocks with a positive Earnings ESP and a good rating have nearly a 70% chance of beating consensus estimates, positioning Alerus to attract more investor interest in this favorable context.
Newsfilter
9.5
07-01Newsfilter
Alerus Financial Corporation to Release Q2 Financial Results
  • Earnings Release Schedule: Alerus Financial Corporation is set to announce its second quarter financial results after market close on July 29, 2026, which is expected to provide investors with insights into the company's financial performance and operational status.
  • Conference Call Timing: The company will host a conference call on July 30, 2026, at 11:00 a.m. Central Time to discuss the financial results, allowing analysts and institutional investors to engage in a question-and-answer session, thereby enhancing investor relations.
  • Registration Encouragement: Attendees are encouraged to register in advance for the call, a measure aimed at improving organizational efficiency and ensuring participants can smoothly access the information shared during the meeting.
  • Company Background: Alerus Financial Corporation operates as a commercial wealth bank and national retirement services provider with 26 banking and commercial wealth offices, offering diversified financial solutions to meet the unique needs of business and consumer clients, thereby strengthening its competitive position in the market.
NASDAQ.COM
5.0
06-01NASDAQ.COM
Alerus Financial Corp Insider Buying Analysis
  • Insider Buying Signal: Alerus Financial Corp's Director, Jeffrey Bolton, purchased 1,000 shares at $28.71 each on May 27, totaling $28,715, indicating his confidence in the company's future performance, as insider buying is often viewed as a bullish signal.
  • Market Trading Dynamics: On Monday, shares of Alerus Financial traded as low as $28.52, below Bolton's purchase price, and despite a 1.1% decline on the day, this price point attracted bargain hunters looking for value.
  • Price Performance Analysis: The stock's 52-week low is $20.26 and the high is $29, with the current trading price at $28.29, indicating that the stock is fluctuating near its high, prompting investors to monitor its long-term trend.
  • Dividend Yield: Alerus Financial currently pays an annualized dividend of $0.88 per share, with the next ex-dividend date on June 26, 2026, providing a 3.1% annualized yield, which may attract more long-term investors seeking stable cash flow.
seekingalpha
8.0
05-23seekingalpha
Alerus Financial Announces Quarterly Dividend Increase
  • Dividend Increase: Alerus Financial has declared a quarterly dividend of $0.22 per share, marking a 4.8% increase from the previous $0.21, demonstrating the company's robust performance in profitability and cash flow management, which is likely to attract more investor interest.
  • Yield Metrics: The forward yield of 3.14% not only provides shareholders with stable returns but also reflects the company's confidence in its future financial health, potentially enhancing market demand for its stock.
  • Payment Schedule: The dividend is payable on July 10, with a record date of June 26 and an ex-dividend date also on June 26, ensuring that shareholders receive their earnings promptly, thereby reinforcing trust between the company and its investors.
  • Loan Growth Outlook: Alerus expects a net interest margin of approximately 3.55%-3.65% for 2026, along with mid-single-digit loan growth, indicating a proactive strategy in expanding business and enhancing profitability, which could drive future stock price appreciation.
Newsfilter
8.0
05-22Newsfilter
Alerus Financial Corporation Declares Quarterly Cash Dividend
  • Quarterly Cash Dividend: Alerus Financial Corporation's board declared a quarterly cash dividend of $0.22 per common share on May 21, 2026, representing a 4.76% increase from the previous year, reflecting the company's stable profitability and commitment to shareholder returns.
  • Dividend Payment Date: The dividend is set to be paid on July 10, 2026, to stockholders of record as of June 26, 2026, ensuring timely returns for investors and enhancing their confidence in the company.
  • Company Overview: Alerus Financial Corporation is a commercial wealth advisory services bank and national retirement services provider with 26 banking and commercial wealth offices across multiple states, showcasing its extensive market presence and service capabilities.
  • Investor Relations Information: The company provides current and historical dividend information, quarterly financial statements, and investor presentations on its investor relations website, enhancing transparency and offering valuable resources for investors.
Newsfilter
8.5
05-19Newsfilter
Alerus Financial Corporation Sells Non-Performing Loans
  • Non-Performing Loan Disposal: Alerus Financial Corporation successfully sold three non-performing loans with a total net book balance of $33.6 million, which were on nonaccrual as of March 31, 2026, marking a proactive approach in managing non-performing assets.
  • Significant Asset Proportion: The sold loan relationship represented 62.3% of total non-performing loans and 62.1% of total non-performing assets, and the transaction is expected to reduce the non-performing assets to total loans ratio from 1.34% to 0.51%, significantly improving financial health.
  • No Historical Losses: This loan relationship had no historical charge-offs, and no charge-offs were recognized as a result of the transaction, indicating the company's effectiveness in risk management and loan quality control.
  • Management Confidence: CEO Katie O'Neill Lorenson emphasized that a strong credit culture and active portfolio management are key to success, and the smooth completion of this transaction reflects the company's discipline and foresight in addressing non-performing loans.
Wall Street analysts forecast ALRS stock price to rise
5 Analyst Rating
Wall Street analysts forecast ALRS stock price to rise
1 Buy
4 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
25.00
Averages
26.33
High
29.00
Current: 0.000
sliders
Low
25.00
Averages
26.33
High
29.00
Piper Sandler
Neutral
maintain
$32
AI Analysis
2026-06-26
Reason
Piper Sandler
Price Target
$32
AI Analysis
2026-06-26
maintain
Neutral
Reason
Piper Sandler raised the firm's price target on Alerus Financial to $32 from $28.50 and keeps a Neutral rating on the shares. The firm adjusted targets in the Midwest bank group as part of a Q2 earnings preview.
Keefe Bruyette
Damon DelMonte
maintain
$25 -> $27
2026-05-01
Reason
Keefe Bruyette
Damon DelMonte
Price Target
$25 -> $27
2026-05-01
maintain
Reason
Keefe Bruyette analyst Damon DelMonte raised the firm's price target on Alerus Financial to $27 from $25 and keeps a Market Perform rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for ALRS
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Valuation Metrics

The current forward P/E ratio for Alerus Financial Corp (ALRS.O) is 0.00, compared to its 5-year average forward P/E of 13.00. For a more detailed relative valuation and DCF analysis to assess Alerus Financial Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
13.00
Current PE
0.00
Overvalued PE
16.59
Undervalued PE
9.40

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
1.47
Current EV/EBITDA
6.71
Overvalued EV/EBITDA
7.06
Undervalued EV/EBITDA
-4.11

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.00
Current PS
2.47
Overvalued PS
2.24
Undervalued PS
1.76

Financials

AI Analysis
Annual
Quarterly

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Whales Holding ALRS

T
Tontine Management, LLC
Holding
ALRS
+14.66%
3M Return

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Frequently Asked Questions

What is Alerus Financial Corp (ALRS) stock price today?

The current price of ALRS is 31.04 USD — it has decreased -0.26

What is Alerus Financial Corp (ALRS)'s business?

Alerus Financial Corporation is a diversified financial services company. Through the Company’s subsidiary, Alerus Financial, National Association (the Bank), the Company provides financial solutions to businesses and consumers through three distinct business segments: banking, retirement and benefit services, and wealth. Its commercial lending products include commercial loans, business term loans and lines of credit for small and midsize businesses. Its consumer lending products include residential first mortgage loans. It offers deposit products and services, including demand deposits, interest-bearing transaction accounts, money market accounts, time and savings deposits, and certificates of deposit. It also offers a range of treasury management products, including electronic receivables management, remote deposit capture, cash vault services, merchant services, and other cash management services. Its wealth division provides fiduciary services to consumer and commercial clients.

What is the price predicton of ALRS Stock?

Wall Street analysts forecast ALRS stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ALRS is26.33 USD with a low forecast of 25.00 USD and a high forecast of 29.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Alerus Financial Corp (ALRS)'s revenue for the last quarter?

Alerus Financial Corp revenue for the last quarter amounts to 75.05M USD, increased 9.96

What is Alerus Financial Corp (ALRS)'s earnings per share (EPS) for the last quarter?

Alerus Financial Corp. EPS for the last quarter amounts to 0.89 USD, increased 71.15

How many employees does Alerus Financial Corp (ALRS). have?

Alerus Financial Corp (ALRS) has 821 emplpoyees as of July 08 2026.

What is Alerus Financial Corp (ALRS) market cap?

Today ALRS has the market capitalization of 779.99M USD.