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ATLC Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
98.480
Open
95.440
VWAP
96.01
Vol
144.30K
Mkt Cap
1.47B
Low
92.160
Amount
13.85M
EV/EBITDA(TTM)
37.49
Total Shares
15.12M
EV
7.16B
EV/OCF(TTM)
9.04
P/S(TTM)
2.18
Atlanticus Holdings Corporation is a financial technology company. The Company is focused on facilitating consumer credit through the use of financial technology and related services. The Credit as a Service (CaaS) segment includes its private-label credit and general-purpose credit cards, which, through its bank partners, provide financing solutions to consumers. The Auto Finance segment purchases and/or services loans secured by automobiles and provides other financing options to independent automotive dealers and automotive finance companies. Its private-label and general-purpose card products are originated by The Bank of Missouri and WebBank. Its bank partners originate these accounts through multiple channels, including retail and healthcare point-of-sale locations, direct mail solicitation, digital marketing and partnerships with third parties. The Company uses its technology and proprietary predictive analytics, lenders can make instant credit decisions.
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Events Timeline

(ET)
2026-05-07
16:50:00
Atlanticus Reports Q1 Revenue of $679.5M
select
2026-03-12 (ET)
2026-03-12
17:10:00
Atlanticus Reports Q4 Revenue of $734.39M
select
2025-11-10 (ET)
2025-11-10
08:31:44
Atlanticus announces Q3 adjusted EPS of $1.48, below consensus estimate of $1.60
select

News

Fool
5.0
07-03Fool
Atlanticus Holdings CFO Sells Shares Amid Strong Returns
  • Insider Sale: Atlanticus Holdings CFO William McCamey sold 10,000 shares at $109.45 each on June 26, 2026, totaling approximately $1.095 million, indicating a cautious stance as the stock reached an all-time high.
  • Ownership Changes: Post-transaction, McCamey holds 137,410 shares directly and 603,016 shares indirectly, reflecting significant financial exposure despite the sale, which may indicate concerns about future market volatility.
  • Market Performance Insight: The stock surged 112% over the past year prior to the sale, and McCamey's timing coincides with this rally, suggesting a potential shift in executive sentiment regarding the company's outlook, warranting investor caution.
  • Acquisition Impact: Following the acquisition of Mercury Financial, Atlanticus's receivables increased from $2.7 billion to $6.5 billion, presenting growth opportunities, yet the business model may face risks amid declining consumer confidence and rising interest rates.
NASDAQ.COM
5.0
07-03NASDAQ.COM
Atlanticus CFO's Stock Sale Raises Investor Concerns
  • Insider Sale: CFO William McCamey sold 10,000 shares on June 26 for approximately $1.09 million, retaining 137,410 shares directly and 603,016 shares indirectly, which may raise concerns about his outlook on the company's future.
  • Market Performance Insight: The sale coincided with Atlanticus Holdings reaching an all-time high, following a 34% increase in June, suggesting potential investor apprehension regarding future price movements given the timing of McCamey's transaction.
  • Acquisition Impact: Atlanticus recently acquired Mercury Financial, boosting its receivables from $2.7 billion to $6.5 billion, which, while enhancing short-term growth, poses risks to its business model amid declining consumer confidence and potential interest rate hikes.
  • Investor Caution: Although McCamey's sale does not inherently signal a negative outlook for the company, investors should exercise caution when considering Atlanticus stock in light of the current market conditions and analyst recommendations.
seekingalpha
8.0
05-21seekingalpha
Atlanticus Holdings Declares Quarterly Dividend of $0.4766 per Share
  • Quarterly Dividend Announcement: Atlanticus Holdings declares a quarterly dividend of $0.4766 per share, consistent with previous distributions, indicating the company's stable cash flow and profitability, which is expected to bolster investor confidence.
  • Yield Analysis: The forward yield of 2.34% reflects the company's attractiveness in the current market environment, potentially drawing in investors seeking stable income.
  • Payment Schedule: The dividend will be payable on June 15, with a record date of June 1 and an ex-dividend date also on June 1, ensuring shareholders receive timely returns and enhancing their willingness to hold shares.
  • Historical Performance Review: Historical earnings data for Atlanticus Holdings demonstrates consistency in its dividend policy, further solidifying its reputation among investors and potentially facilitating future capital inflows.
NASDAQ.COM
6.5
05-20NASDAQ.COM
Analysis of Momentum Investment Strategies
  • Price Trend Increase: Atlanticus Holdings Corporation (ATLC) has seen an 8.9% price increase over the past four weeks, reflecting growing investor interest, which could attract more buyers and drive the stock price higher.
  • Long-Term Return Potential: The stock has gained 48.3% over the past 12 weeks, indicating strong momentum characteristics that investors can leverage for higher returns, especially during market fluctuations.
  • Momentum Score Advantage: ATLC currently holds a Momentum Score of B, suggesting that now is a favorable time to enter the stock, further bolstered by strong upward revisions in earnings estimates that enhance investor confidence.
  • Reasonable Valuation Level: With a Price-to-Sales ratio of 0.51, ATLC allows investors to purchase each dollar of sales for just 51 cents, indicating that the stock remains attractively priced while exhibiting rapid growth potential, providing ample room for further appreciation.
moomoo
9.5
05-07moomoo
ATLANTICUS REPORTS Q1 REVENUE OF USD 679.5 MILLION, BELOW IBES ESTIMATE OF USD 749.3 MILLION
  • Revenue Comparison: The Atlantic's Q1 revenue is reported at USD 669.5 million.
  • Estimated Revenue: Ibes estimates the revenue for the same period to be USD 749.3 million.
moomoo
9.5
05-07moomoo
ATLANTICUS REPORTS Q1 PRETAX PROFIT OF USD 58.848 MILLION, BEATING IBES ESTIMATE OF USD 45.8 MILLION
  • Financial Comparison: The article discusses a financial comparison between two entities, highlighting a pre-tax profit of $58.848 million for one and an estimated profit of $45.8 million for the other.

  • Profit Analysis: The significant difference in profits suggests varying levels of performance or market conditions affecting the two entities.

Wall Street analysts forecast ATLC stock price to rise
3 Analyst Rating
Wall Street analysts forecast ATLC stock price to rise
3 Buy
0 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
90.00
Averages
98.33
High
105.00
Current: 0.000
sliders
Low
90.00
Averages
98.33
High
105.00
BTIG
Vincent Caintic
NULL -> Buy
maintain
$105 -> $179
AI Analysis
2026-06-30
Reason
BTIG
Vincent Caintic
Price Target
$105 -> $179
AI Analysis
2026-06-30
maintain
NULL -> Buy
Reason
BTIG analyst Vincent Caintic raised the firm's price target on Atlanticus to $179 from $105 and keeps a Buy rating on the shares. The firm updated estimates and targets in the specialty finance group ahead of the Q2 earnings season. The new targets indicate at where BTIG thinks the shares will be valued in June 2027. For many of the names, earnings power "should improve significantly," especially as consumer inflation uncertainty and the path of the Federal Reserve funds rates eases, the analyst tells investors in a research note.
B. Riley
Hal Geotsch
Buy
maintain
$98 -> $111
2026-05-14
Reason
B. Riley
Hal Geotsch
Price Target
$98 -> $111
2026-05-14
maintain
Buy
Reason
B. Riley analyst Hal Geotsch raised the firm's price target on Atlanticus to $111 from $98 and keeps a Buy rating on the shares. Atlanticus is viewed as undervalued at its current capitalization rate given strong organic and inorganic growth prospects, a 20%+ return on equity profile, and potential AI-enabled operating leverage, with expectations that the stock could warrant a low double-digit EPS multiple and offer roughly 50% upside to fair value, the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for ATLC
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Valuation Metrics

The current forward P/E ratio for Atlanticus Holdings Corp (ATLC.O) is 6.81, compared to its 5-year average forward P/E of 7.49. For a more detailed relative valuation and DCF analysis to assess Atlanticus Holdings Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
7.49
Current PE
6.81
Overvalued PE
9.12
Undervalued PE
5.86

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.76
Current EV/EBITDA
6.63
Overvalued EV/EBITDA
3.02
Undervalued EV/EBITDA
-1.50

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.48
Current PS
0.43
Overvalued PS
0.70
Undervalued PS
0.26

Financials

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Quarterly

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Frequently Asked Questions

What is Atlanticus Holdings Corp (ATLC) stock price today?

The current price of ATLC is 97.38 USD — it has increased 1.62

What is Atlanticus Holdings Corp (ATLC)'s business?

Atlanticus Holdings Corporation is a financial technology company. The Company is focused on facilitating consumer credit through the use of financial technology and related services. The Credit as a Service (CaaS) segment includes its private-label credit and general-purpose credit cards, which, through its bank partners, provide financing solutions to consumers. The Auto Finance segment purchases and/or services loans secured by automobiles and provides other financing options to independent automotive dealers and automotive finance companies. Its private-label and general-purpose card products are originated by The Bank of Missouri and WebBank. Its bank partners originate these accounts through multiple channels, including retail and healthcare point-of-sale locations, direct mail solicitation, digital marketing and partnerships with third parties. The Company uses its technology and proprietary predictive analytics, lenders can make instant credit decisions.

What is the price predicton of ATLC Stock?

Wall Street analysts forecast ATLC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ATLC is98.33 USD with a low forecast of 90.00 USD and a high forecast of 105.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Atlanticus Holdings Corp (ATLC)'s revenue for the last quarter?

Atlanticus Holdings Corp revenue for the last quarter amounts to 269.15M USD, increased 99.86

What is Atlanticus Holdings Corp (ATLC)'s earnings per share (EPS) for the last quarter?

Atlanticus Holdings Corp. EPS for the last quarter amounts to 2.23 USD, increased 49.66

How many employees does Atlanticus Holdings Corp (ATLC). have?

Atlanticus Holdings Corp (ATLC) has 576 emplpoyees as of July 08 2026.

What is Atlanticus Holdings Corp (ATLC) market cap?

Today ATLC has the market capitalization of 1.47B USD.