PFSI Stock: Price, Forecast, Financials & AI Analysis

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High

82.880

Open

82.250

VWAP

81.40

Vol

602.51K

Mkt Cap

4.21B

Low

80.195

Amount

49.04M

EV/EBITDA(TTM)

14.53

Total Shares

51.92M

20.82B

EV/OCF(TTM)

P/S(TTM)

1.43

PennyMac Financial Services, Inc. is a specialty financial services company, which is focused on the production and servicing of the United States mortgage loans and the management of investments related to the United States mortgage market. The Company operates through two segments: production and servicing. The production segment performs loan origination, acquisition and sale activities for its account, as well as for PennyMac Mortgage Investment Trust (PMT). Its loan production segment sources new prime credit quality residential conventional and government-insured or guaranteed mortgage loans through three channels: correspondent production, broker direct lending and consumer direct lending. The servicing segment performs servicing and subservicing of loans on behalf of non-affiliate investors, execution and management of early buyout transactions, and servicing of loans sourced and managed for PMT.

Events Timeline

(ET)

2026-06-16

08:30:00

PennyMac Expands Strategic Agreement with Amazon Web Services

2026-05-05 (ET)

2026-05-05

16:40:00

PennyMac Financial Reports Q1 Revenue of $544.98M

2026-04-21 (ET)

2026-04-21

08:30:00

PennyMac Launches Athlete Mortgage Program

News

7.0

07-07PRnewswire

Investigation into PennyMac's Misleading Financial Information

7.0

07-02PRnewswire

PennyMac Financial Services Faces Securities Claims Investigation

7.0

07-01Globenewswire

PennyMac Financial Services Under Investigation for Securities Violations

7.0

07-01Globenewswire

Investigation into PennyMac Financial Services Securities Claims

7.0

06-27PRnewswire

PennyMac Financial Services Faces Securities Claims Investigation

7.0

06-26Globenewswire

PennyMac Faces Securities Claims Investigation

7 Analyst Rating

Wall Street analysts forecast PFSI stock price to rise

5 Buy

2 Hold

0 Sell

Moderate Buy

Current: 0.000

Low

143.00

Averages

150.29

High

160.00

Current: 0.000

Low

143.00

Averages

150.29

High

160.00

Barclays

Terry Ma

Overweight

Equal Weight

downgrade

$107 -> $93

AI Analysis

2026-07-07

New

Reason

Barclays

Terry Ma

Price Target

$107 -> $93

AI Analysis

2026-07-07

New

downgrade

Overweight

Equal Weight

Reason

Barclays analyst Terry Ma downgraded PennyMac Financial to Equal Weight from Overweight with a price target of $93, down from $107, citing a lower ROE outlook. While previewing Q2 results from the mortgage finance group, the firm lowered its origination estimates and trimmed EPS estimates for the originators to reflect an elevated 30-year fixed-rate mortgage and a softer spring selling season.

Piper Sandler

Crispin Love

Overweight

downgrade

$112 -> $106

2026-07-02

Reason

Piper Sandler

Crispin Love

Price Target

$112 -> $106

2026-07-02

downgrade

Overweight

Reason

Piper Sandler analyst Crispin Love lowered the firm's price target on PennyMac Financial to $106 from $112 and keeps an Overweight rating on the shares. The mortgage environment has remained challenging, which is leading the firm to favor agency focused names going into the quarter versus the originators. 30-year mortgage rates remain elevated in the 6.50% range and Piper believes there will be little in the way of positive news on the mortgage origination front from management teams.

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Valuation Metrics

The current forward P/E ratio for PennyMac Financial Services Inc (PFSI.N) is 5.43, compared to its 5-year average forward P/E of 8.15. For a more detailed relative valuation and DCF analysis to assess PennyMac Financial Services Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

8.15

Current PE

5.43

Overvalued PE

9.84

Undervalued PE

6.45

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

6.05

Current EV/EBITDA

43.32

Overvalued EV/EBITDA

24.87

Undervalued EV/EBITDA

-12.77

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

2.01

Current PS

1.49

Overvalued PS

2.42

Undervalued PS

1.59

Financials

AI Analysis

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Whales Holding PFSI

Senator Investment Group LP

Palisade Capital Management, LP

Senvest Management, LLC

Basswood Capital Management, L.L.C.

GoldenTree Asset Management LP

MFN Partners Management, LP

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Frequently Asked Questions

What is PennyMac Financial Services Inc (PFSI) stock price today?

The current price of PFSI is 81.11 USD — it has decreased -3.15

What is PennyMac Financial Services Inc (PFSI)'s business?

What is the price predicton of PFSI Stock?

Wall Street analysts forecast PFSI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PFSI is150.29 USD with a low forecast of 143.00 USD and a high forecast of 160.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.