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FICO Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
1335.610
Open
1295.000
VWAP
1.31K
Vol
267.74K
Mkt Cap
29.84B
Low
1294.000
Amount
350.73M
EV/EBITDA(TTM)
28.59
Total Shares
23.19M
EV
33.26B
EV/OCF(TTM)
36.65
P/S(TTM)
13.75
Fair Isaac Corporation is an analytics software company. The Scores segment includes business-to-business (B2B) scoring solutions and services which give its clients access to predictive credit and other scores that can be easily integrated into their transaction streams and decision-making processes. This segment also includes its business-to-consumer (B2C) scoring solutions, including its myFICO.com subscription offerings. Its Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process-such as account origination, customer management, customer engagement, fraud detection and marketing-as well as associated professional services. This segment also includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by its customers to address a wide variety of business use cases.
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Events Timeline

(ET)
2026-06-17
12:30:00
Senator Warren Questions Three Major Credit Bureaus on Student Loan Reporting
select
link
2026-06-04 (ET)
2026-06-04
08:20:00
FICO Integrates FICO Score 10T with Optimal Blue
select
2026-06-02 (ET)
2026-06-02
10:50:00
Fannie Mae and Freddie Mac Shares Down About 3%
select
2026-06-02
10:30:00
Trump Appoints William Pulte as Acting Director of National Intelligence
select
2026-06-02
09:50:00
Trump Appoints Pulte as Acting Director of National Intelligence
select
link

News

seekingalpha
7.5
07-06seekingalpha
FICO Partners with Verdata to Enhance SMB Risk Assessment
  • Partnership Formation: Fair Isaac (FICO) has partnered with Verdata, enabling Verdata's products to be available on the FICO Marketplace, which will assist financial institutions in evaluating small and medium-sized businesses (SMBs) and monitoring portfolio changes to enhance risk identification.
  • Market Integration Advantage: This agreement allows financial teams to access Verdata's SMB solutions directly within their workflows without relying on disconnected checks or new point-to-point integrations, significantly improving decision-making efficiency.
  • Enhanced Risk Identification: FICO's Chief Revenue Officer, Jason Andrew, stated that the partnership aims to eliminate friction between insight and action, enabling financial institutions to more effectively identify risk signals when expanding their SMB portfolios.
  • Positive Stock Reaction: FICO's stock rose by 1.6% in Monday afternoon trading, reflecting market optimism regarding the partnership and further strengthening the company's competitive position in the fintech sector.
PRnewswire
7.5
07-06PRnewswire
Verdata Partners with FICO to Enhance Decision-Making Efficiency
  • Strategic Partnership Announcement: Verdata has formed a strategic partnership with global analytics software leader FICO, making Verdata's solutions available through the FICO® Marketplace, aimed at enabling financial institutions and fintechs to make faster decisions, thereby enhancing their competitiveness in the small and medium-sized business (SMB) market.
  • Data Integration Advantage: Verdata consolidates over 25 million public, private, and consortium-based data records covering firmographics, regulatory activities, and financial indicators, assisting financial institutions in reducing manual reviews and improving their ability to assess and monitor SMBs, thus accelerating customer lifecycle management.
  • Decision-Making Process Optimization: Through the FICO® Marketplace, organizations can directly access Verdata's actionable data and risk insights within their decision-making workflows, eliminating data silos and enhancing the intelligence and efficiency of decisions, which in turn boosts customer satisfaction and business outcomes.
  • Market Demand Response: Verdata's CEO Mike Mondelli highlighted that traditional data sources suffer from gaps and outdated information, and this partnership will enable organizations to quickly and accurately evaluate businesses, addressing the urgent market need for rapid decision-making and driving business growth.
Yahoo Finance
2.0
07-02Yahoo Finance
Fair Isaac Corporation Stock Rises on Analyst Upgrades
  • Analyst Target Increases: Raymond James raised Fair Isaac's price target from $1,800 to $1,940 while maintaining an 'Outperform' rating, contributing to a 3.1% stock price increase, indicating market confidence in the company's future performance.
  • UBS Target Adjustment: UBS also increased its price target for Fair Isaac from $1,250 to $1,270, further enhancing investor optimism and reflecting recognition of the company's position in the fintech sector.
  • New Dataset Release: The release of historical data for the FICO Score 10T mortgage datasets by Fannie Mae and Freddie Mac allows lenders and investors to better assess performance, seen as a key step in modernizing credit scoring and reinforcing the company's market position.
  • Market Volatility Insight: Despite a 24.1% decline in Fair Isaac's stock price year-to-date, today's increase suggests that the market considers this news significant, although the overall economic environment still faces challenges such as high interest rates and geopolitical uncertainty.
seekingalpha
8.5
07-01seekingalpha
FICO Releases New Datasets to Advance Credit Scoring Modernization
  • Milestone Data Release: FICO announced that newly released datasets from Fannie Mae and Freddie Mac represent a significant milestone in the mortgage industry's transition to modernized credit scoring, covering loan-level performance data from April 2013 to September 2025, enabling lenders and investors to better assess the performance of FICO Score 10T.
  • Credit Scoring Modernization: The collaboration between the Federal Housing Finance Agency and government-sponsored enterprises has advanced the credit scoring modernization effort, with FICO's VP Julie May emphasizing that this data release will allow market participants to independently validate the model's effectiveness, thereby expanding access for borrowers and supporting a more resilient housing finance system.
  • Comprehensive Credit View: FICO Score 10T incorporates trended credit data and rental payment history, providing lenders with a more complete view of how consumers manage credit and housing payments over time, enhancing the accuracy and reliability of lending decisions.
  • Free Access Program: FICO Score 10T is currently available at no cost through the FICO Score 10T Free Access Program alongside Classic FICO, with nearly 70 lenders signing up to participate, indicating a positive market response to the new scoring model, despite FICO's stock slipping 0.2% in after-hours trading.
Newsfilter
8.5
07-01Newsfilter
FICO Releases Historical Data to Support Credit Scoring Modernization
  • Data Release Milestone: FICO announced that Fannie Mae and Freddie Mac have released loan-level performance data for FICO® Score 10T covering April 2013 to September 2025, marking a significant milestone in the mortgage industry's transition to modernized credit scoring.
  • Model Validation Opportunity: The new data enables lenders, investors, and housing finance stakeholders to evaluate the performance of FICO® Score 10T using real-world GSE loan-level information, providing market participants with an opportunity to independently validate the model's strength and promote a more resilient housing finance system.
  • Free Access Program: FICO® Score 10T is currently available at no cost through the FICO Score 10T Free Access Program, with nearly 70 lenders already signed up, ensuring that lenders can evaluate the findings without cost, further driving the adoption of the new scoring model.
  • Credit Data Integration: FICO® Score 10T incorporates trended credit data and rental payment history, giving lenders a more comprehensive view of how consumers manage credit and housing payments over time, thereby enhancing the accuracy and effectiveness of credit decisions.
Newsfilter
7.5
06-24Newsfilter
Credit Card Balances Hit Record High Amid Rising Spending
  • Spending Surge: In April 2026, average UK credit card spending reached £815, reflecting a 10% month-on-month increase, although this growth does not surpass 2025 levels, indicating ongoing consumer financial vulnerability.
  • Rising Balances: Average active balances increased by 1.3% month-on-month to £1,950, matching the record high from December 2025, suggesting that consumers are carrying more debt, which may impact future spending capacity.
  • Late Payments Spike: The percentage of customers missing payments has significantly risen, with those missing two and three payments increasing by 16.3% and 17.3% year-on-year, respectively, highlighting the strain on household budgets due to persistent inflation and volatile energy prices.
  • Overlimit Accounts Surge: The number of overlimit accounts rose sharply by 14.1% month-on-month, indicating increased risk in consumer credit usage, with average overlimit spending at £95, despite a decrease from March, remaining higher than last year, signaling potential future credit risks.
Wall Street analysts forecast FICO stock price to rise
9 Analyst Rating
Wall Street analysts forecast FICO stock price to rise
8 Buy
1 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
1700
Averages
2126
High
2500
Current: 0.000
sliders
Low
1700
Averages
2126
High
2500
UBS
Neutral
maintain
AI Analysis
2026-07-02
New
Reason
UBS
Price Target
AI Analysis
2026-07-02
New
maintain
Neutral
Reason
UBS raised the firm's price target on FICO to $1,270 from $1,250 and keeps a Neutral rating on the shares.
UBS
Neutral
maintain
2026-06-16
Reason
UBS
Price Target
2026-06-16
maintain
Neutral
Reason
UBS raised the firm's price target on FICO to $1,250 from $1,110 and keeps a Neutral rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for FICO
Unlock Now

Valuation Metrics

The current forward P/E ratio for Fair Isaac Corp (FICO.N) is 22.88, compared to its 5-year average forward P/E of 41.91. For a more detailed relative valuation and DCF analysis to assess Fair Isaac Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
41.91
Current PE
22.88
Overvalued PE
57.47
Undervalued PE
26.35

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
28.43
Current EV/EBITDA
19.38
Overvalued EV/EBITDA
37.60
Undervalued EV/EBITDA
19.26

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
14.08
Current PS
10.21
Overvalued PS
19.74
Undervalued PS
8.42

Financials

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Whales Holding FICO

I
Inspire Investing, LLC
Holding
FICO
+20.48%
3M Return
D
D. E. Shaw & Co., L.P.
Holding
FICO
+19.27%
3M Return
K
Kensico Capital Management Corp.
Holding
FICO
+18.99%
3M Return
C
Castle Hook Partners LP
Holding
FICO
+16.02%
3M Return
T
TimesSquare Capital Management, LLC
Holding
FICO
+14.46%
3M Return
R
RBF Capital LLC
Holding
FICO
+13.07%
3M Return

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Frequently Asked Questions

What is Fair Isaac Corp (FICO) stock price today?

The current price of FICO is 1300.27 USD — it has increased 1.07

What is Fair Isaac Corp (FICO)'s business?

Fair Isaac Corporation is an analytics software company. The Scores segment includes business-to-business (B2B) scoring solutions and services which give its clients access to predictive credit and other scores that can be easily integrated into their transaction streams and decision-making processes. This segment also includes its business-to-consumer (B2C) scoring solutions, including its myFICO.com subscription offerings. Its Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process-such as account origination, customer management, customer engagement, fraud detection and marketing-as well as associated professional services. This segment also includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by its customers to address a wide variety of business use cases.

What is the price predicton of FICO Stock?

Wall Street analysts forecast FICO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FICO is2126 USD with a low forecast of 1700 USD and a high forecast of 2500 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Fair Isaac Corp (FICO)'s revenue for the last quarter?

Fair Isaac Corp revenue for the last quarter amounts to 691.68M USD, increased 38.69

What is Fair Isaac Corp (FICO)'s earnings per share (EPS) for the last quarter?

Fair Isaac Corp. EPS for the last quarter amounts to 11.14 USD, increased 69.04

How many employees does Fair Isaac Corp (FICO). have?

Fair Isaac Corp (FICO) has 3811 emplpoyees as of July 07 2026.

What is Fair Isaac Corp (FICO) market cap?

Today FICO has the market capitalization of 29.84B USD.